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About BTN
Investor Relation PPID Career

BTN Batara Savings

Your Family's
Transactional Savings

Family savings solution for all daily transactions

Tabungan BTN Batara

A savings account that provides ease and convenience of banking transactions for family finances through BTN channels

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Easy Transactions

Ease of transactions at all BTN branch offices and ATMs

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Payroll Services

Ease of company payroll payments with various benefits

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BTN e'Channel

Enjoy online transactions via balé by BTN

open account

Available Offline and Online

Account opening can be done through BTN branch offices or online.

Accessibility

Get a Visa ATM Card for transactions anytime and anywhere

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balé Points

Collect balé Points and exchange them for various attractive prizes.

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Easy Transactions

Ease of transactions at all BTN branch offices and ATMs

atm

Payroll Services

Ease of company payroll payments with various benefits

phone

BTN e'Channel

Enjoy online transactions via balé by BTN

open account

Available Offline and Online

Account opening can be done through BTN branch offices or online.

Accessibility

Get a Visa ATM Card for transactions anytime and anywhere

icon-poin

balé Points

Collect balé Points and exchange them for various attractive prizes.

Interest Rates and Fees

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds.
  • ⓘ Fees that customers pay for certain services provided by the bank
Balance Rate Interest Rate
< Rp1.000.000,- 0.00%
≥ Rp1.000.000,- s.d. ≤ Rp50.000.000,- 0.10%
> Rp50.000.000,- s.d. ≤ Rp500.000.000,- 0.10%
> Rp500.000.000,- s.d. ≤ Rp1.000.000.000,- 0.50%
> Rp1.000.000.000,- s.d. ≤ Rp2.000.000.000,- 1.00%
> Rp2.000.000.000,- 1.00%

Deposit fees




Fee Type Fee
Initial deposit Rp200.000,-
Minimum balance Rp10.000,-
Minimum subsequent deposit Rp50.000,-
Fee Type Fee
Initial deposit Free Initial Deposit
Minimum balance Rp10.000,-
Minimum subsequent deposit Rp10.000,-
Fee Type Fee
Initial deposit Free Initial Deposit
Minimum balance Rp10.000,-
Minimum subsequent deposit Rp10.000,-

Service Fee




Fee Type Fee
Administrative costs Rp12.500,-
Minimum balance penalty Rp5.000,- /month
Account closing fee Rp50.000,-
Replacement fee for lost/damaged savings book Rp15.000,-
Passive account fees Rp5.000,- /month
ATM card replacement fee Rp20.000,-
Fees for withdrawing funds at the counter
  • < Rp5.000.000,- : Rp10.000,-
  • ≥ Rp5.000.000,- : Free of charge-
Fee Type Fee
Administrative costs Rp2.000,-
Minimum balance penalty Rp5.000,- /month
Account closing fee Rp50.000,-
Replacement fee for lost/damaged savings book Rp15.000,-
Passive account fees Rp5.000,- /month
ATM card replacement fee Rp20.000,-
Fees for withdrawing funds at the counter
  • < Rp5.000.000,- : Rp10.000,-
  • ≥ Rp5.000.000,- : Free of charge-
Fee Type Fee
Administrative costs Rp3.000,-
Minimum balance penalty Rp5.000,- /month
Account closing fee Rp50.000,-
Replacement fee for lost/damaged savings book Rp15.000,-
Passive account fees Rp5.000,- /month
ATM card replacement fee Rp20.000,-
Fees for withdrawing funds at the counter
  • < Rp5.000.000,- : Rp10.000,-
  • ≥ Rp5.000.000,- : Free of charge-

Save and Earn balé Poin

Fulfill your needs with the convenience of BTN online transactions

Terms And Conditions

BTN Batara Savings

  • Accounts can be valid for Indonesian citizens (WNI) and foreign citizens (WNA)

  • Must attach complete required documents

  • Customers can open an account and are fully responsible for all obligations of the account.

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions.

BTN Batara Online Savings

  • Accounts can be applied for Indonesian citizens (WNI)

  • Accounts can be opened for new customers who have never had an account at BTN before.

  • Customers can open an account and are fully responsible for all obligations of the account.

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions.

BTN Batara Payroll Savings

  • Accounts can be valid for Indonesian citizens (WNI) and foreign citizens (WNA)

  • Accounts can be opened for employees of companies/institutions that have collaborated with BTN

  • Must attach complete required documents

  • Customers can open an account and are fully responsible for all obligations of the account.

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions.

Find Easy Transactions with BTN Cards

Kartu Debit BTN/Visa Classic

Withdraw cash, pay bills, transfer, and shop all your needs practically at all BTN EDC machines

Kartu Debit BTN/Visa Gold

Enjoy your transaction needs through inter-account/bank transfers and EDC/online debit with larger nominal amounts

Kartu Debit BTN/Visa Platinum

Enjoy your transaction needs through inter-account/bank transfers and EDC/online debit with larger nominal amounts

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How To Register

  • 1

    Prepare Documents and Funds

    Customers can prepare complete documents along with the first deposit of IDR 200.000,-

  • 2

    Visit BTN Branch Office

    Customers can visit BTN Branch Office

  • 3

    Fill out the form

    Customers fill out the form provided and submit the complete required documents.

  • 4

    Account Activation Successful

    Customers can follow the procedures directed by customer service until the BTN Batara Savings can be used.

  • 5

    Online Opening

    For existing customers, accounts can be opened via balé by BTN on the Add Account menu.

  • 1

    Download and Open the balé by BTN Application

    New customers can open an account through the balé by BTN application

  • 2

    Select Savings Products

    Customers choose savings products and register an account. Instructions for opening an online account can be accessed here

  • 3

    Follow the Online Registration Process

    After the registration and verification process is successful, the account can be used

  • 1

    Salary Payment Cooperation

    The company where the Customer works has established a partnership with BTN

  • 2

    Account Opening Method

    Opening of Customer payroll accounts can be done collectively or individually

  • 3

    Completeness of Required Documents

    Customers fill out the form provided through the company's person in charge and submit the completeness of the required documents.

  • 4

    Submission of Proof of Account Ownership

    Customers will be given a Savings Book and ATM Card, then can follow the procedures directed by customer service until the BTN Batara Savings can be used.

Find Answers to Your Questions

Is there any fee if the passbook is lost/damaged?

Yes, there will be a fee for replacing the passbook, and it is charged for passbook replacement is IDR 15,000.

What are the documents required to open Tabungan BTN Batara?

The required documents for opening Tabungan BTN Batara are ID Card and NPWP.

How much is the administration fee for Tabungan BTN Batara?

Tabungan BTN Batara administration fee is IDR 12,500 per month.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.