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Deposito BTN Ritel Rupiah

Great Investment with Rupiah

Family savings solution for all daily transactions

Deposito BTN Ritel Rupiah

Convenience of term investment in rupiah with competitive interest rates and deposit and withdrawal system at certain times

transaksi
Basic Deposit Interest

The convenience of deposit interest that can be capitalized into the principal

coin-stack
Flexible Deposit Interest

Deposit interest can be transferred for various payments

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Credit Collateral

Deposits can be used as collateral for credit (Self-funded Credit)

Have Bilyet Deposito

Get an official deposit certificate (certificate) provided officially

icon-percentage
Competitive Interest Rate

Enjoy attractive and competitive interest rates for investment

Minimum Service Fees

Enjoy affordable and competitive deposit service fees

transaksi
Basic Deposit Interest

The convenience of deposit interest that can be capitalized into the principal

coin-stack
Flexible Deposit Interest

Deposit interest can be transferred for various payments

ic_credit_guarantee
Credit Collateral

Deposits can be used as collateral for credit (Self-funded Credit)

Have Bilyet Deposito

Get an official deposit certificate (certificate) provided officially

icon-percentage
Competitive Interest Rate

Enjoy attractive and competitive interest rates for investment

Minimum Service Fees

Enjoy affordable and competitive deposit service fees

Savings Interest Rate

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds.
  • ⓘ Fees that customers pay for certain services provided by the bank

Interest Rate

Account Opening

e'Deposito Rupiah Ritel (Offline melalui Kantor Cabang)

Counter interest rate following applicable regulations, effective as of June 9, 2023
Balance Strata 1 Month 2 Months 3 Months 4 Months 6 Months 12 Months 24 Months
< IDR 1.000.000,- 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
≥ IDR 1.000.000,-
to
< IDR 10.000.000,- 		1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00%
≥ IDR 10.000.000,-
to
≤ IDR 100.000.000,- 		2.25% 2.40% 2.65% 2.65% 2.90% 2.90% 2.90%
≥ IDR 100.000.000,-
to
< IDR 500.000.000,- 		2.40% 2.40% 2.90% 2.90% 3.05% 3.05% 3.05%
≥ IDR 500.000.000,-
to
≤ IDR 2.000.000.000,- 		2.40% 2.40% 2.90% 2.90% 3.05% 3.05% 3.05%
> IDR 2.000.000.000,- 2.40% 2.40% 2.90% 2.90% 3.05% 3.05% 3.05%

Deposito Rupiah (Offline through Branch Offices)

Counter interest rate following applicable regulations, effective as of September 15, 2023
Balance Strata 1 Month 2 Months 3 Months 4 Months 6 Months 12 Months 24 Months
< IDR 100.000.000,- 2.60% 2.75% 3.00% 3.00% 3.25% 3.25% 3.25%
≥ IDR 100.000.000,-
to
< IDR 500.000.000,- 		2.65% 2.75% 3.25% 3.25% 3.40% 3.40% 3.40%
≥ IDR 500.000.000,-
to
< IDR 2.000.000.000,- 		4.25% 4.25% 4.40% 4.50% 4.65% 3.40% 3.40%
≥ IDR 2.000.000.000,-
to
< IDR 5.000.000.000,- 		4.50% 4.50% 4.65% 4.80% 4.90% 3.40% 3.40%
≥ IDR 5.000.000.000,-
to
< IDR 10.000.000.000,- 		4.60% 4.60% 4.80% 4.90% 5.00% 3.50% 3.50%
≥ IDR 10.000.000.000,- 4.70% 4.70% 5.00% 5.00% 5.00% 3.60% 3.60%

Deposit Fee

Fee Type Fee
Minimum placement Rp5.000.000,-

Service Fee

Fee Type Fee
Bill of exchange fee IDR 3.000,-
Opening stamp fee IDR 10.000,-
Closing stamp fee IDR 10.000,-
Early withdrawal penalty (before maturity) 0.5% of the deposit value of the current interest not paid (forfeited)


More Profitable Investment with Deposito BTN Ritel Rupiah

Variable rates up to

3.40%

Interest Rate

Terms and Conditions

via BTN Branch Office (Offline)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers are required to have Tabungan BTN Batara as the parent account

  • The source of funds and disbursement can come from Tabungan BTN Batara, Tabungan BTN Felas, or Giro Perorangan in the same account

  • Customers can open an account and are fully responsible for all obligations of the account

  • Fill out and sign the account opening form

  • It is mandatory to attach the required documents

  • The account is declared active and can be used after being approved and activated by the Bank following applicable regulations

via BTN Mobile (Online)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers are required to have Tabungan BTN Batara as the parent account and have activated BTN Mobile

  • The source of funds and disbursement can come from Tabungan BTN Batara, Tabungan BTN Felas, or Giro Perorangan in the same account

  • Customers can open an Account and are fully responsible for all obligations of the Account

  • The account is declared active and can be used after being approved and activated by the Bank following applicable provisions

How to Register

  • 1

    Prepare Documents and Money

    Customers can prepare complete documents and the first deposit of IDR 1,000,000

  • 2

    Visit the BTN Branch Office

    Customers can visit the nearest BTN Branch Office that has been determined to process the deposit

  • 3

    Visit the Customer Service

    Customers will get further information regarding the deposit through the customer service/funding staff

  • 4

    Fill Out the Form

    Customers fill out the provided form and submit the required documents

  • 5

    Follow the Procedure

    Customers can follow the procedures directed by customer service

  • 6

    Deposit Opening Successful

    Deposito BTN Ritel Rupiah can be used effectively for your transactions

  • 1

    Login to BTN Mobile Account

    Customers login to their BTN Mobile account

  • 2

    Choose Deposit Type

    Customers choose BTN Retail e-Deposito

  • 3

    Choose Fund Source Account

    Customers choose the account that will be used as the source of initial deposit funds

  • 4

    Enter the Initial Deposit Amount

    Customers fill in the desired placement nominal with a minimum of IDR 1,000,000. Then, click Next and enter MPIN

  • 5

    Account Activation Successful

    e-Deposito BTN Ritel is now active and can be used

Find Answers to Your Questions

What interest rate does Deposito BTN Ritel Rupiah offer?
Deposito BTN Ritel Rupiah offers interest rates ranging from 2.35% to 4.90% according to the balance strata set.
How do I open Deposito BTN Ritel Rupiah?
Deposito BTN Ritel Rupiah can be opened through BTN Branch Offices and BTN Mobile
What documents are required to apply for Deposito BTN Ritel Rupiah?
The documents required for Indonesian citizens are ID Card and NPWP, while those required for foreigners are Passport and KITAS/KITAP.

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