Kredit Bangun Rumah BTN

The Best Solution to Build Your Dream House

Kredit Bangun Rumah BTN offers a credit solution for the ease of building and developing your high-quality dream house

Kredit Bangun Rumah BTN

Kredit Bangun Rumah BTN is a credit facility for those who want to build a house on their land

Flexible Credit Limit

The credit fee provided is free and without a maximum limit

10-Year Tenor

Easy credit with a period of up to 10 years

Competitive Interest Rate

Enjoy low credit interest rates

Hassle-free Process

Simple, hassle-free, and quick credit application

Insurance Coverage

Get life insurance coverage for the credit process

More Practical Payment

Auto-debit payment from BTN account

Flexible Credit Limit

The credit fee provided is free and without a maximum limit

10-Year Tenor

Easy credit with a period of up to 10 years

Competitive Interest Rate

Enjoy low credit interest rates

Hassle-free Process

Simple, hassle-free, and quick credit application

Insurance Coverage

Get life insurance coverage for the credit process

More Practical Payment

Auto-debit payment from BTN account

Interest Rate

Period
Annuity interest rate calculation

Terms & Conditions

Indonesian citizen with a minimum age of 21 years or married, has a permanent employee/entrepreneur/professional status
Length of employment min 1 year, length of business/profession min 1 year
The applicant's age does not exceed 65 years
The applicant is required to cover insurance (life and fire) with banker clause requirements
Willing to sign a credit agreement and APHT (Deed of Mortgage Encumbrance)
Payment of installments by auto debit from the applicant's account at BTN

How to Register

1

Visit a BTN Branch Office

Customers can apply for KBR Credit at the nearest BTN Branch Office
2

Fill Out the Form

Customers fill out the form provided correctly and completely.
3

Prepare Documents

Customers complete the application and submit all documents to the Loan Service Officer at the BTN Branch Office
4

Pre-Realization Fee

Customers complete the application and submit all documents to the Loan Service Officer at the BTN Branch Office
5

KBR Process Completed

Customers will get the signature of the credit agreement and APHT for KBR BTN

Find Answers to Your Questions

What is Kredit Bangun Rumah BTN?

Kredit Bangun Rumah BTN is a credit facility provided to BTN savings account holders to build a house on private land.

What are the terms and conditions for applying for Kredit Bangun Rumah BTN?

The terms and conditions of the mandatory documents that must be completed before applying for Kredit Bangun Rumah BTN consist of applicant documents such as personal data, income documents such as salary slips for employee applicants or business licenses for entrepreneur applicants, and collateral data such as copies of certificates and IMB.

How is the installment simulation of the Kredit Bangun Rumah BTN program?

The installment simulation of the Kredit Bangun Rumah BTN withdrawal pattern is carried out in stages, and a maximum of 70% of the bank's estimation of the RAB cost is provided; there has been a building achievement of at least 30% of the RAB.