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About BTN
Investor Relation PPID Career

Kredit Modal Kerja

Excellent Credit Helps Maximize Working Capital

Working capital assistance for maximum expansion of your excellent business

Kredit Modal Kerja

Pembiayaan kebutuhan modal kerja dibidang usaha industri, perdagangan dan jasa atau yang berhubungan dengan pengadaan maupun proses produksi sampai dengan barang tersebut dijual

Special Capital Fund

Memberikan kemudahan untuk permodalan usaha pemohon dalam berbagai bidang usaha

Waktu Flexible

Jangka waktu sesuai flexible

Special Capital Fund

Memberikan kemudahan untuk permodalan usaha pemohon dalam berbagai bidang usaha

Waktu Flexible

Jangka waktu sesuai flexible

Terms & Conditions

  • The nature of credit is revolving and revolving

  • Maximum credit 80% of working capital requirements

  • Legal entity or non-legal entity

  • At least 1 year of experience in the field

  • Have good performance, do not have problem loans

  • Have been a customer for at least 3 months

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Get More Info

How to Register

  • 1

    Visit the BTN Branch Office

    Prospective debtors can apply to the nearest BTN Branch Office/CBC (Commercial Banking Center)

  • 2

    Prepare Documents

    Customers can bring the necessary documents when registering for credit

  • 3

    Visit the Relationship Management Officer

    Customers can receive further information related to BTN credit from the Relationship Management Officer

  • 4

    Fill Out the Form

    Customers fill out the form provided and submit the required documents

  • 5

    Follow the Procedure

    Customers can follow the procedures directed by the Relationship Management Officer

Find Answers to Your Questions

What is Kredit Modal Kerja BTN?

Kredit Modal Kerja BTN is a credit facility intended for businesses with competitive interest rates and a quick and easy application and disbursement process.

Is there a maximum limit for credit that can be applied for?

Yes, there is a maximum limit of IDR 500,000,000,000 for Kredit Modal Kerja BTN

How long is the credit period?

The maximum credit period is 3 years.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.