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About BTN
Investor Relation PPID Career

Swap Depo

Guaranteed Investment with Foreign Currency

Start investing with guaranteed and credible returns

Swap Depo

An investment product that provides 100% certainty of principal return (protected) and a higher rate of return than conventional deposits

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Higher Return

Higher returns than conventional deposits

Flexible Tenor

Placement period ranging from 1 to 12 months

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Foreign Currency

SGD and USD options available for investment currency

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Minimum Fixed Placement

Minimum deposit placement of USD 20,000 or equivalent

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Higher Return

Higher returns than conventional deposits

Flexible Tenor

Placement period ranging from 1 to 12 months

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Foreign Currency

SGD and USD options available for investment currency

icon-setoran

Minimum Fixed Placement

Minimum deposit placement of USD 20,000 or equivalent

Terms & Conditions

  • Customers who wish to transact Swap Depo can contact the nearest Priority Branch Office or BTN Branch Office

  • Customer completes and signs:
    1. Structured Product Customer Questionnaire Form (valid for two years)
    2. Product Highlight (every transaction), containing detailed information related to product features
    3. Term Sheet (every transaction) contains detailed information on Swap Depo transactions

Find Answers to Your Questions

What is the legal basis for implementing a Structured Product?

The legal basis for the implementation of Structured Product is contained in the Financial Services Authority Regulation Number 7/POJK.03/2016 concerning Prudential Principles in Carrying out Structured Product Activities for Commercial Banks and POJK Number 6/POJK.03/2018 concerning Amendments to the Financial Services Authority Regulation Number 7/POJK.03/2016 concerning Prudential Principles in Carrying out Structured Product Activities for Commercial Banks.

What are the advantages of Swap Depo over time deposits?

The advantages of Swap Depo are that it can provide a higher return than conventional deposits.

What is the placement period of Swap Depo?

Swap Depo placement period is 1 to 12 months.

What are the currencies that can be transacted?

The currencies that can be applied for transactions are non-IDR currencies.

What is the minimum placement of the Swap Depo product?

The minimum placement of Swap Depo is USD 20,000 (or equivalent).

Can Swap Depo be automatically renewed?

No, Swap Depo cannot be automatically renewed.

Can customers make an early withdrawal?

Yes, customers can make an early withdrawal but are subject to a penalty calculated and determined based on the market price when the withdrawal is made.

Is the principle of investment fund placement protected?

Yes, the principle of investment fund placement is protected so that there is no potential loss, such as reduction or loss.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.