Indonesian citizen with a minimum age of 21 years or married, has a permanent employee/entrepreneur/professional status

Employee work duration min 1 year, business/profession duration min 1 year

Applicant's age does not exceed 65 years

Applicant must cover insurance (life and fire) with banker clause requirements

Willing to sign a credit agreement and APHT (Deed of Mortgage Encumbrance)

Installment payment by auto debit from the applicant's account at BTN