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Simulation & Information
Find What You Need
The First Step to a Successful Business
The best solution for easy financing of working capital and investment
Increase the productivity and capability of MSMEs in the productive and feasible business sector but do not have additional collateral or insufficient additional collateral
Financing up to IDR 500,000,000
Loans granted have a maximum term of 5 years
Low interest rate from 6% effective per annum
Applicable requirements can be fulfilled easily
Capital and investment needs are provided to develop the business
The application process of Kredit Usaha Rakyat is fulfilled directly
Financing up to IDR 500,000,000
Loans granted have a maximum term of 5 years
Low interest rate from 6% effective per annum
Applicable requirements can be fulfilled easily
Capital and investment needs are provided to develop the business
The application process of Kredit Usaha Rakyat is fulfilled directly
Information | Interest Rate |
---|---|
Provision Fee | 0% |
Interest Rate | from 6% effective per annum |
Prospective debtors have a National Identity Number (NIK) proven by an identity card in the form of an Electronic Identity Card (e-KTP)
Has been conducting business activities for at least 6 months
At least 21 years old or married
Have never enjoyed productive credit or credit programs outside of KUR at another bank or bank
Can currently enjoy credit in the form of home ownership credit, credit/leasing of two-wheeled vehicles for productive purposes, Credit with Retirement Decree Collateral, Credit Card, Warehouse Receipt Credit and/or Consumer Credit for household needs, and KUR at Bank BTN with seamless collectibility
NPWP (for applications > IDR 50,000,000)
Required to check prospective debtors through the Financial Information Service System
Not included in the blacklist of Bank Indonesia and not listed as bad debtors
Prospective debtors can apply through the Kredit Usaha Rakyat mobile application to the nearest Bank BTN Branch Office
Customers can bring the necessary documents and submit the required documents
Bank BTN will verify the documents that have been provided in accordance with the regulations
After passing the verification, the applicant will make a credit agreement and credit disbursement can be conducted
Sambut Lebaran, BTN Sediakan Uang Tunai Rp30 Triliun
17 Mar 2025
Perkuat Mesin Pendanaan, BTN Segera Hadirkan Bale Korpora
13 Mar 2025
BTN Buka Pendaftaran Mudik Gratis
08 Mar 2025
BTN Bantu Korban Banjir
07 Mar 2025
Sambut Lebaran, BTN Sediakan Uang Tunai Rp30 Triliun
17 Mar 2025
Perkuat Mesin Pendanaan, BTN Segera Hadirkan Bale Korpora
13 Mar 2025
BTN Buka Pendaftaran Mudik Gratis
08 Mar 2025
BTN Bantu Korban Banjir
07 Mar 2025