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About BTN
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Tabungan BTN Bisnis

Precise and More Profitable for Businesspeople

Make your various business transactions easier with complete support and exclusive facilities

Tabungan BTN Bisnis

Savings that support your business needs with complete features and services for larger businesses

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Free Transaction Fees

Business transactions without any additional costs

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EDC and QRIS Facilities

Acceptance of business transaction payments through EDC and QRIS

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BTN Internet Banking Business

Manage your finances with complete facilities and services through Internet Banking Business

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Large Transaction Limit

Large transaction limits for smoother business

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Free Transaction Fees

Business transactions without any additional costs

icon-limit-transaksi

EDC and QRIS Facilities

Acceptance of business transaction payments through EDC and QRIS

icon-nomor-rekening

BTN Internet Banking Business

Manage your finances with complete facilities and services through Internet Banking Business

icon-tarik-tunai

Large Transaction Limit

Large transaction limits for smoother business

Rates and Fees

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds
  • ⓘ Fees that customers pay for certain services provided by the bank

Interest Rates

Balance Level Interest Rates
< Rp 1.000.000 - 0.00%
≥ Rp 1.000.000 to - ≤ Rp 50.000.000 0.50%
≥ Rp 50.000.000 - ≤ Rp 500.000.000 1.00%
≥ Rp 500.000.000 - - Rp 1.000.000.000 1.25%
> Rp 1.000.000.000 - 1.75%

Suku bunga akan disesuaikan di rentang 0% - 1,25% pada tanggal 16 Juli 2025

Deposit Fee

Fee Type Fee
Initial Deposit IDR 1.000.000
Minimum Subsequent Deposit IDR 10.000

Service Fee

Fee Type Fee
Minimum Hold Balance IDR 50.000
Minimum Balance* IDR 1.000.000
Minimum Balance Penalty* IDR 10.000
Administration Fee Balance >IDR 5.000.000:Free
Balance ≤IDR 5.000.000:IDR 12.500
Account Closing Fee IDR 50.000
Pasive Account Fee IDR 5.000

*Fees are valid from 1 October 2024


Free Transaction Quotas

Transaction Quotas Average Balance
≥IDR 5 Mil - <IDR 10 Mil ≥IDR 10 Mil - <IDR 100 Mil ≥IDR 100 Mil
Free RTGS fee (e-channel/counter) 5 10 15
Free charge for clearing check/BG deposits from other bank at branch 15 25 50
Free cash withdrawal fees 10 20 40
Bonus quotas for account opening 20 20 20

*Quota valid from 1 October 2024

Terms and Conditions

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • It is mandatory to attach the required documents

  • Customer can open an account and are fully responsible for all obligations of the account

  • The account is declared active and can be used after being approved and activated by the Bank in accordance with applicable provisions

Find Easy Transactions with BTN Cards

ATM Card

BTN Debit Card/Gold Visa

Simplify daily business transactions safely, quickly, and conveniently

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Kartu Debit/Visa Bisnis Platinum

Fulfill transaction needs with high mobility for your business convenience and seamlessness

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How to Register

  • 1

    Prepare Documents and Funds

    Prepare complete documents and funds for the initial deposit of IDR 1,000,000

  • 2

    Visit the BTN Branch Office

    The customer can visit the nearest BTN Branch Office in the specified area

  • 3

    Visit the Customer Service

    The customer can apply to open Tabungan BTN Bisnis in customer service

  • 4

    Fill Out the Form

    The customer fills out the form provided and submits the required documents

  • 5

    Follow the Procedure

    The customer can follow the procedures directed by customer service

  • 6

    Aktivasi Rekening Berhasil

    Tabungan BTN Bisnis is ready to be used for your business transactions

Find Answers to Your Questions

Is there any fee if the passbook is lost/damaged?
Yes, there will be a fee of IDR 15,000 if the passbook is lost or damaged.

What documents are required to open Tabungan BTN Bisnis?
The required documents to open Tabungan BTN Bisnis are KTP and NPWP.

How much is the administration fee for Tabungan BTN Bisnis?

The administration fee for Tabungan BTN Bisnis is IDR 12,500 if the balance is ≤ IDR 5,000,000. If the balance is > IDR 5,000,000, there is no administration fee.

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