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About BTN
Investor Relation PPID Career

Tabungan BTN Investa

High Interest Rates According to Communication Materials

A reliable investment option with higher interest and flexible withdrawals

Savings Interest Rates

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds.
Balance Strata Individual Interest Rate Institutional Interest Rate
up to IDR 1.000.000,- 0,00% 0,00%
> IDR 1.000.000,- to IDR 100.000.000,- 1,00% 1,00%
> IDR 100.000.000,- to IDR 1.000.000.000,- 2,40% 2,25%
> IDR 1.000.000.000,- to IDR 2.000.000.000,- 3,15% 3,05%
> IDR 2.000.000.000,- to IDR 5.000.000.000,- 3,40% 3,20%
> IDR 5.000.000.000,- to IDR 10.000.000.000,- 4,15% 3,45%
> IDR 10.000.000.000,- 4,15% 3,90%
Fee Type Fee
Initial deposit IDR 5.000.000,-
Minimum balance IDR 100.000,-
Under minimum balance IDR 5.000,-
Account Closing IDR 100.000,-
Balance Administration < IDR 100.000.000,- : IDR 25.000,-
> IDR 100.000.000,- : IDR 50.000,-
Parent Account Tabungan BTN Batara
eChannels Facility Inquiry and Book-Entry via mobile banking


Terms and Conditions

via BTN Branch Office (Offline)

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers are required to have Tabungan BTN Batara as the parent account

  • Funds can be sourced from Tabungan BTN Batara, Tabungan BTN Bisnis, and Tabungan BTN e’BATARAPOS in the same account

  • Customers can open an account and are fully responsible for all obligations of the account

  • Fill out and sign the account opening form

  • It is mandatory to attach the required documents

  • The account is declared active and can be used after being approved and activated by the Bank following applicable regulations

via balé by BTN (Online)

  • The account is valid for both Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Customers are required to have Tabungan BTN Batara as the parent account and have activated balé by BTN

  • Funds can be sourced from Tabungan BTN Batara, Tabungan BTN Bisnis, and Tabungan BTN e'BATARAPOS in the same account

  • Customers can open an account and are fully responsible for all obligations of the account

  • The account is declared active and can be used after being approved and activated by the Bank following applicable regulations

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Get More Info

How to Register

  • 1

    Have a BTN Savings Account

    The customer already has a BTN Savings Account as a source of monthly funds for Batara/Batara TNI/Batara Payroll/Batara Payroll Solusi/Batara e'Batarapos/Batara e'Bataraepos TNI/BTN Bisnis

  • 2

    Prepare Documents and Funds

    Customers can prepare complete documents and the first deposit of IDR 5,000,000

  • 3

    Visit the BTN Branch Office

    Customers can visit the nearest BTN Branch Office according to the specified area

  • 4

    Visit the Customer Service

    Customers can apply for Tabungan BTN Investa account opening to customer service

  • 5

    Fill Out the Form

    Customers fill out the provided form and submit the required documents

  • 6

    Follow the Procedure

    Customers can follow the procedures directed by customer service

  • 7

    Open through E-Channel

    Open an account through balé by BTN on the account opening menu

  • 8

    Account Activation Successful

    Your Tabungan BTN Investa can be used effectively for your transactions

  • 1

    Login to balé by BTN Account

    Customers login to their balé by BTN account

  • 2

    Choose Savings Type

    Customers choose Tabungan BTN Investa

  • 3

    Choose Fund Source Account

    Customers choose the account that will be used as the source of initial deposit funds

  • 4

    Enter the Initial Deposit Amount

    Customers fill in the desired initial deposit nominal with a minimum of IDR 5,000,000. Then, click Next and enter MPIN

  • 5

    Account Activation Successful

    Your Tabungan BTN Investa can be used effectively for your transactions

Find Answers to Your Questions

What is the initial deposit for Tabungan BTN Investa?

Tabungan BTN Investa has an initial deposit of IDR 5,000,000.

Does Tabungan BTN Investa have a minimum balance?

Yes, Tabungan BTN Investa has a minimum balance of IDR 100,000.

What are the documents required to register for Tabungan BTN Investa?

The documents required for Indonesian citizens are KTP and NPWP, while the necessary documents for foreigners are Passport and KITAS/KITAP.

What is the difference between Tabungan BTN Investa and deposits?

Tabungan BTN Investa is a flexible investment savings account where customers can withdraw funds anytime, compared to Deposit, which has a period to withdraw funds

What if Tabungan BTN Investa's parent account is inactive?

If the parent account of Tabungan BTN Investa is inactive, customers can replace the parent savings account with an active customer account.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.