Kartu ATM/Debit BTN

All Transactions are Easy

Cash withdrawals, debit transactions, shopping at merchants/online from within and outside the country only with Kartu Debit BTN

Kartu ATM/Debit BTN

There are 3 types of BTN cards; Kartu Debit BTN Reguler, Kartu Debit BTN Reguler Syariah, Kartu Debit BTN Prioritas Gold dan Platinum

ATM Transactions

Transfer and cash withdrawal directly through the nearest ATM

Available Visa

Unlimited online transactions through sites, applications, or merchants with visa logos at home and abroad

Poin Spekta

Collect your points to redeem attractive prizes and vouchers

Easy Payment

Pay all your electricity bills, airtime, instalments and other needs with your Kartu Debit BTN

Instant Card

One card for all transactions without cash

Debit Card Promo

Get various promos by transacting with Kartu Debit BTN

ATM Transactions

Transfer and cash withdrawal directly through the nearest ATM

Available Visa

Unlimited online transactions through sites, applications, or merchants with visa logos at home and abroad

Poin Spekta

Collect your points to redeem attractive prizes and vouchers

Easy Payment

Pay all your electricity bills, airtime, instalments and other needs with your Kartu Debit BTN

Instant Card

One card for all transactions without cash

Debit Card Promo

Get various promos by transacting with Kartu Debit BTN

Kartu Debit BTN Types

Card Design	Transaction Limit
Card Design	Cash withdrawal	Transfer between BTN accounts	Interbank transfer	Online Shopping and EDC Debit
Classic	IDR 10.000.000,-	IDR 50.000.000,-	IDR 15.000.000,-	IDR 50.000.000,-
Gold	IDR 10.000.000,-	IDR 50.000.000,-	IDR 15.000.000,-	IDR 50.000.000,-
Platinum	IDR 15.000.000,-	IDR 75.000.000,-	IDR 25.000.000,-	IDR 75.000.000,-

Card Design	Transaction Limit
Card Design	Cash Withdrawal	Transfer between BTN accounts	Interbank transfers	Online Shopping & EDC Debit
Gold	IDR 10.000.000	IDR 200.000.000	IDR 25.000.000	IDR 25.000.000
Platinum	IDR 15.000.000	IDR 400.000.000	IDR 50.000.000	IDR 50.000.000

Card Design	Transaction Limit
Card Design	Cash Withdrawal	Transfer between BTN accounts	Interbank Transfer	Online Shopping and EDC Debit
	IDR 5.000.000	IDR 25.000.000	IDR 10.000.000	IDR 10.000.000

Card Design	Transaction Limit
Card Design	Cash Withdrawal	Transfer between BTN accounts	Interbank transfers	Online Shopping and EDC Debit
Platinum	IDR 15.000.000,-	IDR 400.000.000,-	IDR 50.000.000,-	IDR 200.000.000,-

Card Design	Transaction Limit
Card Design	Cash Withdrawal	Transfer between BTN accounts	Interbank Transfers	Online Shopping and EDC Debit
SimPel	IDR 2.000.000	IDR 10.000.000	IDR 5.000.000	IDR 5.000.000*
TabunganKu	IDR 2.000.000	IDR 10.000.000	IDR 5.000.000	IDR 5.000.000*

Notes

Special for Tabunganku ATM Card transactions at GPN EDCs

Terms and Conditions

Kartu Debit BTN Visa issued is the property of the Bank and must be returned immediately and unconditionally if requested by the Bank
Cardholders must put their signature on the paper panel on the back of Kartu Debit BTN Visa
Kartu Debit BTN Visa may not be transferred to anyone and only the authorized Kartu Debit BTN Visa owner is allowed to use it for transactions at ATMs and stores/merchants
The Cardholder establishes a PIN (Personal Identification Number) on the PINPAD/ATM provided by the Bank as the Cardholder's personal identification password number to be able to make transactions at ATMs/EDCs
The PIN applies to all transactions made either EDC at stores/merchants or ATMs
CVV2 (Card Verification Value 2) in the form of a 3 (three) 3-digit number listed on the back of the card is an authorization password number in E-Commerce transactions or online shopping
The Cardholder is responsible for maintaining the confidentiality of the PIN, card number, CVV2, security, and use of the card
The use of the Card or PIN in unauthorized transactions and has an impact on the incurrence of a loss is the responsibility of the Cardholder. The Bank in this case is exempted from all claims for compensation suffered by the Cardholder or any party
Card administration fees are adjusted to the card product

How to Register

1

Account Opening

Customers open an account according to the available products
2

Debit Card Activation

Every customer who opens a BTN bank savings account automatically gets Kartu Debit BTN according to the type of savings and card desired

Find Answers to Your Questions

Is there any replacement fee for a regular BTN card?

Yes, regular BTN card replacement will be charged by BTN regulations.

What are the terms and conditions of replacing Kartu ATM/Debit BTN?

The terms and conditions of replacing Kartu ATM/Debit BTN can be done at the nearest BTN Branch Office by bringing your passbook, the ATM card to be replaced, and your National Identity Card (KTP). If your Kartu ATM/Debit BTN is lost, please bring a certificate of loss from the Police.

How do I transact online or through merchants?

Here's how to transact through online and merchants:
- Transaction through offline merchants: Swipe the card at EDC using a 6-digit PIN
- Online or e-commerce transactions: Input card number, CVV, and expiry date. For merchants with 3D security, there will be an additional 6-digit OTP authentication sent via SMS

What should I do if my Kartu ATM/Debit BTN is swallowed, lost, or stolen?

Customers can do the following if their Kartu ATM/Debit BTN is swallowed, lost, or stolen:
- You can report it to BTN Call at 150-286 or 1500-286 or the nearest BTN Branch Office and block the card. Card blocking can also be done on BTN Mobile
- Replace your Kartu ATM/Debit BTN at the nearest BTN Branch Office