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Kartu ATM/Debit BTN

All Transactions are Easy

Cash withdrawals, debit transactions, shopping at merchants/online from within and outside the country only with Kartu Debit BTN

Kartu ATM/Debit BTN

There are 3 types of BTN cards; Kartu Debit BTN Reguler, Kartu Debit BTN Reguler Syariah, Kartu Debit BTN Prioritas Gold dan Platinum

transaksi

ATM Transactions

Transfer and cash withdrawal directly through the nearest ATM

visa

Available Visa

Unlimited online transactions through sites, applications, or merchants with visa logos at home and abroad

echannel

Bale Poin

Collect your points to redeem attractive prizes and vouchers

open account

Easy Payment

Pay all your electricity bills, airtime, instalments and other needs with your Kartu Debit BTN

open account

Instant Card

One card for all transactions without cash

open account

Debit Card Promo

Get various promos by transacting with Kartu Debit BTN

transaksi

ATM Transactions

Transfer and cash withdrawal directly through the nearest ATM

visa

Available Visa

Unlimited online transactions through sites, applications, or merchants with visa logos at home and abroad

echannel

Bale Poin

Collect your points to redeem attractive prizes and vouchers

open account

Easy Payment

Pay all your electricity bills, airtime, instalments and other needs with your Kartu Debit BTN

open account

Instant Card

One card for all transactions without cash

open account

Debit Card Promo

Get various promos by transacting with Kartu Debit BTN

Kartu Debit BTN Types

  • Visa

  • Visa BTN Bisnis

  • Visa BTN e'Batarapos

  • Visa BTN Prospera

  • Visa BTN Prioritas

  • Debit GPN

Card Design Transaction Limit
Cash withdrawal Transfer between BTN accounts Interbank transfer Online Shopping and EDC Debit
 
Classic
Rp10.000.000,- Rp50.000.000,- Rp15.000.000,- Rp50.000.000,-
   
Gold
Rp10.000.000,- Rp50.000.000,- Rp15.000.000,- Rp50.000.000,-
   
Platinum
Rp15.000.000,- Rp75.000.000,- Rp25.000.000,- Rp75.000.000,-
Card Design Transaction Limit
Cash Withdrawal Transfer between BTN accounts Interbank Transfer Online Shopping & EDC Debit
debit-business  
Gold
Rp10.000.000,- Rp200.000.000,- Rp25.000.000,- Rp25.000.000,-
debit-business-platinum  
Platinum
Rp15.000.000,- Rp400.000.000,- Rp50.000.000,- Rp50.000.000,-
CardDesign Transaction Limit
Cash Withdrawal Transfer between BTN accounts Interbank Transfer Online Shopping and EDC Debit
card-platinum   Rp5.000.000,- Rp25.000.000,- Rp10.000.000,- Rp10.000.000,-
Design Kartu Limit Transaksi
Transaksi Contactless tanpa PIN Tarik Tunai di ATM Transfer Dana antar Rekening Transfer ke Rekening Bank Lain Transfer Belana via Online dan EDC Nomainal Maksimal Transfer Per Transaksi
BTN Prospera Card    Rp1.000.000,- Rp15.000.000,- Rp200.000.000,- Rp35.000.000,- Rp100.000.000,- Rp35.000.000,-
Card Design Transaction Limit
Cash Withdrawal Transfer between BTN accounts Interbank transfers Online Shopping and EDC Debit
debit-prioritas-platinum-2  
Platinum
Rp15.000.000,- Rp400.000.000,- Rp50.000.000,- Rp200.000.000,-
Card Design Transaction Limit
Cash Withdrawal Transfer between BTN accounts Interbank Transfers Online Shopping and EDC Debit
debit-simpel  
SimPel
Rp2.000.000,- Rp10.000.000,- Rp5.000.000,- Rp5.000.000,-*
debit-tabunganku  
TabunganKu
Rp2.000.000,- Rp10.000.000,- Rp5.000.000,- Rp5.000.000,-*

Notes

*

Special for Tabunganku ATM Card transactions at GPN EDCs

Start Your Transactions With Debit BTN Online

Fulfill your needs with the convenience of BTN online transactions

Terms and Conditions

  • Kartu Debit BTN Visa issued is the property of the Bank and must be returned immediately and unconditionally if requested by the Bank

  • Cardholders must put their signature on the paper panel on the back of Kartu Debit BTN Visa

  • Kartu Debit BTN Visa may not be transferred to anyone and only the authorized Kartu Debit BTN Visa owner is allowed to use it for transactions at ATMs and stores/merchants

  • The Cardholder establishes a PIN (Personal Identification Number) on the PINPAD/ATM provided by the Bank as the Cardholder's personal identification password number to be able to make transactions at ATMs/EDCs

  • The PIN applies to all transactions made either EDC at stores/merchants or ATMs

  • CVV2 (Card Verification Value 2) in the form of a 3 (three) 3-digit number listed on the back of the card is an authorization password number in E-Commerce transactions or online shopping

  • The Cardholder is responsible for maintaining the confidentiality of the PIN, card number, CVV2, security, and use of the card

  • The use of the Card or PIN in unauthorized transactions and has an impact on the incurrence of a loss is the responsibility of the Cardholder. The Bank in this case is exempted from all claims for compensation suffered by the Cardholder or any party

  • Card administration fees are adjusted to the card product

How to Register

  • 1

    Account Opening

    Customers open an account according to the available products

  • 2

    Debit Card Activation

    Every customer who opens a BTN bank savings account automatically gets Kartu Debit BTN according to the type of savings and card desired

Find Answers to Your Questions

Is there any replacement fee for a regular BTN card?

Yes, regular BTN card replacement will be charged by BTN regulations.

What are the terms and conditions of replacing Kartu ATM/Debit BTN?

The terms and conditions of replacing Kartu ATM/Debit BTN can be done at the nearest BTN Branch Office by bringing your passbook, the ATM card to be replaced, and your National Identity Card (KTP). If your Kartu ATM/Debit BTN is lost, please bring a certificate of loss from the Police.

How do I transact online or through merchants?

Here's how to transact through online and merchants:
- Transaction through offline merchants: Swipe the card at EDC using a 6-digit PIN
- Online or e-commerce transactions: Input card number, CVV, and expiry date. For merchants with 3D security, there will be an additional 6-digit OTP authentication sent via SMS

What should I do if my Kartu ATM/Debit BTN is swallowed, lost, or stolen?

Customers can do the following if their Kartu ATM/Debit BTN is swallowed, lost, or stolen:
- You can report it to BTN Call at 150-286 or 1500-286 or the nearest BTN Branch Office and block the card. Card blocking can also be done on BTN Mobile
- Replace your Kartu ATM/Debit BTN at the nearest BTN Branch Office

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.