KRING BTN Pensiunan

Quick Funds Solution for Retirees

Enjoy BTN's special offers for retiree loans

Kredit Ringan BTN Pensiunan

Loans with retirement benefits paid through BTN accounts to meet the requirements of retirees

Cash

Available cash loans up to IDR 300,000,000

Competitive Interest Rate

The offered interest rate is by the provisions and is fixed

Flexible

Very flexible term of up to 15 years

Fast Process

The loan application process only takes a short time

No Collateral

A secure, uncollateralized loan to meet the needs of retirement age

Life Insurance

Life protection insurance for retirees

Cash

Available cash loans up to IDR 300,000,000

Competitive Interest Rate

The offered interest rate is by the provisions and is fixed

Flexible

Very flexible term of up to 15 years

Fast Process

The loan application process only takes a short time

No Collateral

A secure, uncollateralized loan to meet the needs of retirement age

Life Insurance

Life protection insurance for retirees

Interest Rate

Period	Interest Rate
Entire credit period	Fixed

Terms & Conditions

Have sufficient pension funds & receive pension through BTN
Indonesian citizen, max. 75 years old at the time of loan repayment
Does not have non-performing loans
Retirees or widows/widowers of retirees: Civil servants, state officials, military/police, BUMN/BUMD, Government Pension Fund Program Participants
Have NPWP (if required)
Maximum installment/month is 90% of take home pay
Financial Institution (DPLK)

How to Register

1

Fill Out the Form

Debtors can fill out and submit the Credit Application Form and the required documents.
2

Credit Application

Retired applicants can apply for credit to the nearest BTN Branch Office
3

Credit Analysis

After submitting a credit application, BTN will conduct a credit analysis following the provisions
4

Credit Activation Successful

Credit activation for KRING BTN Pensiunan can be used effectively

Find Answers to Your Questions

What is KRING BTN Pensiunan?

KRING BTN Pensiunan is a loan facility intended for retired civil servants, military/police, and widows/widowers whose pension benefits are paid through an account at BTN.

What is the interest rate available from KRING BTN Pensiunan?

KRING BTN Pensiunan offers attractive and competitive interest rates.

What terms and conditions apply to KRING BTN Pensiunan?

The terms and conditions of KRING BTN Pensiunan apply to retirees or widows/widowers of retired civil servants, military/police, and BUMN/BUMD, whose salaries are paid through BTN.