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About BTN
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KRING BTN

Fulfill Various Needs with Kredit Ringan BTN

Multipurpose financing facility to fulfill various needs by using Employee Certificate

KRING BTN

Credit is given to Civil Servants, BUMN/BUMD, Military/Police, and private employees for multipurpose purposes using only the Employee Certificate

transaksi

Light Installments

Has a minimum installment interest rate

atm

Maximum Period

The period provided follows the provisions

echannel

Credit Facility up to IDR 500,000,000

Available credit facilities up to IDR 500,000,000

transaksi

Light Installments

Has a minimum installment interest rate

atm

Maximum Period

The period provided follows the provisions

echannel

Credit Facility up to IDR 500,000,000

Available credit facilities up to IDR 500,000,000

Interest Rate

Interest Rate

Period Interest Rate
Entire credit period Fixed


Easy Installments for Employee Needs

Variable rates start from

Fixed

Interest Rate

Terms & Conditions

  • Indonesian Citizens must be at least 21 years old or married;

  • For Civil Servants, BUMN BUMD, Military/Police has worked for at least 1 year, and for Private Employees have worked for at least 2 years

  • Fixed Income

  • The company/agency has cooperation with Bank BTN

  • Other matters following the applicable provisions of Bank BTN

How to Register

  • 1
    Fill Out the Form 

    Debtors can fill out and submit the Credit Application Form and the required documents

  • 2
    Credit Application  

    Applicant can apply for credit to the nearest BTN Bank

  • 3
    Credit Analysis  

    After applying for a credit, Bank BTN will conduct a credit analysis following the provisions

  • 4
    Credit Activation Successful  

    Credit realization for KRING BTN can be used effectively

Find Answers to Your Questions

What is KRING BTN?   
KRING BTN is a loan provided to employees of Civil Servants, BUMN/BUMD, Military/Police, and private employees for multipurpose purposes using only the Employee Certificate.
What is the interest rate offered by KRING BTN?  
KRING BTN offers attractive and competitive interest rates
What are the terms and conditions that apply to KRING BTN?
The terms and conditions of KRING BTN apply to employees of Civil Servants, BUMN/BUMD, Military/Police who have worked for at least 1 year or private employees who have worked for at least 2 years.

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