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balé poin

Get Double Point Rewards

Loyalty program offering points for BTN customers

balé poin

balé Poin BTN is a program to increase BTN customer loyalty by offering balé Points. Customers get balé Points based on the average balance of savings and/or transactions determined by BTN.

transaksi

Exclusive Rewards

Exchange your balé points and get special rewards

atm

Special Gifts

Great opportunities to win special prizes every year

echannel

Easy to Collect

Get balé points every time you activate BTN account or make a transaction

open account

Flexible Redemption

Points can be redeemed at any time within one year

transaksi

Exclusive Rewards

Exchange your balé points and get special rewards

atm

Special Gifts

Great opportunities to win special prizes every year

echannel

Easy to Collect

Get balé points every time you activate BTN account or make a transaction

open account

Flexible Redemption

Points can be redeemed at any time within one year

Promo Information

Loyalty Program for Savings, Debit Cards and BTN e-Channels

Valid for individual customers

Point value 1 point = IDR 1,-

Point Value and Conversion Period

  • Calendar Icon

    Period 1 April 2024 - 31 December 2025

  • Point calculation begins April 1, 2024

  • Redemption deadline December 31, 2025

Coin Image

How to Collect balé poin

Activity Calculation Mechanism Points Value
Average daily balance in a month Minimum average balance of IDR 2,500,000 and multiples of IDR 500,000 (maximum points of 500,000 points per month) 100
Transactional Use of the BTN Debit Card in e-commerce with a minimum transaction and multiples of IDR 50,000 (maximum 10 trx or 100,000 points per day) 100
Use of the BTN Debit Card at EDC merchants with a minimum transaction and multiples of IDR 50,000 (maximum 10 trx or 100,000 points per day)
Payments and purchases through Bale by BTN (QRIS, Virtual Account, etc.) with a minimum transaction and multiples of IDR 50,000 (maximum 10 trx or 100,000 points per day)
Activation balé by BTN Activation 10.000

How to Burn

balé poin

Everyday Cuan - Diskon hingga 50%

Berlaku di beragam merchant setiap hari s.d. 31 Desember 2025

Ethics

Weekend Treets - Diskon 50%

Berlaku di merchant tertentu setiap akhir pekan s.d. 31 Desember 2025

Ethics

Payday Offer - Diskon 50%

Berlaku di merchant tertentu setiap tanggal 25 – 5 bulan berikutnya s.d. 31 Desember 2025

Ethics

Double Up Your Donation

Berlaku khusus pada program donasi s.d. 31 Desember 2025

Terms & Conditions

  • Savings products that can be included in the Points calculation category are BTN Batara Savings, BTN Payroll Savings, BTN Pension Savings, BTN Solution Savings, BTN e'BATARAPOS Savings, and BTN Bisnis Savings in Rupiah

  • balé poin in the BTN balé poin program are calculated based on the Customer Identification File (CIF) per Customer

  • In the event that the data on the number of balé poin recorded by the Customer differs from the points available at BTN, the data used as a reference is the data on the number of points recorded in the BTN system.

  • Provisions regarding obtaining balé poin, calculating balé poin, and the value of balé poin in the BTN balé poin program refer to the terms and conditions that apply at BTN, and can be changed at any time by BTN

  • The balé poin contained in the BTN balé poin program are valid during the program period, namely April 1 – December 31, 2025. Points will be forfeited at the end of the program period, which is December 31, 2025

  • Customers are obliged to maintain data confidentiality and password security, along with that of their personal devices (such as communication devices, computers, SIM cards, cellphones) used to access the balé poin account

  • All losses arising as a result of the Customer's negligence and/or carelessness in maintaining the security of the password contained in the device used by the Customer to access the balé poin account, such that it may be used by irresponsible parties and cause financial losses, are the Customer's responsibility

  • BTN has the right to change the terms and conditions of the BTN balé poin program, such changes will be notified to the Customer in a form and manner determined by BTN and are binding.

  • The provisions of the BTN balé poin program are subject to the relevant provisions governing BTN Savings, balé by BTN, BTN ATM/Debit Cards and other applicable legal provisions

How to Sign Up for balé poin

  • 1

    Register and activate balé by BTN

    Register/activate balé by BTN first. Customers who have registered with balé by BTN are automatically registered on the balé poin web application

  • 2

    Visit the balé poin Menu

    Access balé poin via balé by BTN by clicking the balé poin menu.

  • 3

    Points Access Successful

    balé poin have been successfully accessed.

  • 1

    Login to balé by BTN

    Click the Login button on balé by BTN and enter the registered password

  • 2

    Click the balé poin Menu

    Click the balé poin menu button after successfully logging in to balé by BTN

  • 1

    Login to balé by BTN

    Click the Login button on balé by BTN and enter the registered password

  • 2

    Select balé poin

    Click the balé poin button after successfully logging in

  • 3

    Select Voucher

    Select the voucher you want to use

  • 4

    Exchange Points

    Click the Exchange button to exchange points

  • 5

    Continue Procedure

    Click the Continue button to continue exchanging points

  • 6

    Exchange Points Successfully

    A notification of successful points exchange will appear

  • 7

    View Vouchers

    Click the number on the My Vouchers menu to see vouchers that have been exchanged

  • 8

    Use Vouchers

    Click Exchange to use the voucher

Find Answers to Your Questions

How do I register for balé poin?

Customers do not need to register on the new balé poin web application since the balé poin application is directly integrated with balé by BTN . Customers who have activated balé by BTN are automatically registered for balé poin and will be automatically registered D+1 after balé by BTN registration.

How do I access balé poin?

All-access related to balé poin such as checking points, redeeming points, checking vouchers that have been exchanged, etc. can only be done through balé by BTN by clicking the balé poin menu.

What can be exchanged for Balé Poin?

balé poin can be exchanged for items, vouchers, and others.

How do I get the balé poin?

balé poin can be earned based on the average balance of savings and/or transactions determined by BTN.

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It's Time to Make a Profit with balé points

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
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