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About BTN
Investor Relation PPID Career

Tabunganku

Achieve a Brilliant Future Now

Start planning your savings to get your present and future wishes

Tabunganku

Maximize your transactions for a better plan

transaksi

Unlimited Transactions

Easy deposits, payments, and purchases through BTN branch offices

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Saving Culture

Securely save your funds through a BTN savings account

echannel

Understanding Banking

Understanding BankingUnderstand adequate finance since childhood

open account

Optimal Finance

Manage efficient finances independently

transaksi

Unlimited Transactions

Easy deposits, payments, and purchases through BTN branch offices

atm

Saving Culture

Securely save your funds through a BTN savings account

echannel

Understanding Banking

Understanding BankingUnderstand adequate finance since childhood

open account

Optimal Finance

Manage efficient finances independently

Savings Interest Rate

  • ⓘ Biaya yang dikenakan oleh bank kepada nasabah terkait setoran dana.
  • ⓘ Imbal jasa yang dibayar peminjam kepada pemberi pinjaman dalam periode tertentu.
  • ⓘ Biaya yang dibayar nasabah untuk layanan tertentu yang diberikan oleh bank.

Balance Strata

Interest Rate

Balance Strata Interest Rate
IDR 0 to IDR 500,000 0,00%
> IDR 500,000 to IDR 1,000,000 0,10%
> IDR 1,000,000 0,25%

Interest Rate

Savings Fee

Fee Type Fee
Initial deposit IDR 20,000
Minimum balance IDR 20,000
Minimum continuation deposit IDR 10,000

Service Fee

Service Fee

Fee Type
Lost or damaged passbook replacement fee
Withdrawal fee: IDR 20,000
Monthly administration fee
Penalty for balance below minimum
Dormant/passive account penalty:
IDR 2,000 (per month if within 6 months balance > minimum balance but no transaction)
IDR 25,000,- (within 6 months, the balance <= minimum balance and no transaction, the account is automatically closed, and the remaining balance is used as an additional fee)

Terms & Conditions

  • Accounts can be for individuals

  • The person on whose behalf the account is opened is fully responsible for all obligations arising from the account

  • It is mandatory to attach the required documents

  • The account is declared active if it has been approved and activated by the Bank following applicable provisions

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How to Register

  • 1

    Prepare Documents and Funds

    Customers can prepare complete documents along with the first deposit of IDR 20,000-

  • 2

    Visit the BTN Branch Office

    Customers can visit the nearest BTN Branch Office according to the specified area

  • 3

    Visit the Customer Service

    Customers can apply to open a BTN Tabunganku savings account in the customer service

  • 4

    Fill Out the Form

    Customers fill out the provided form and submit the required documents.

  • 5

    Follow the Procedure

    Customers can follow the procedures directed by customer service

  • 6

    Account Activation Successful

    Your BTN Tabunganku savings account is ready to be used for your transactions

Find Answers to Your Questions

How much initial deposit is required to open a Tabunganku account?

The initial balance required for Tabunganku is IDR 20,000.

What are the procedures to open a Tabunganku account?

The procedures for opening a Tabunganku account are as follows: one customer can only have one Tabunganku account at BTN and is not allowed to have a joint account with ""and/or"" status.

What are the documents required to open a Tabunganku account?

The document required to open a Tabunganku account is a KTP.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.