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Giro Perorangan

The Right Choice for Transactions

Enjoy various transaction facilities with your business partners

Giro Perorangan

Deposits with high flexibility and withdrawals anytime

transaksi
Secure and Trusted

Reliable storage of your money during business transactions

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Business Support

Payments and receipts in business transactions are made easier

echannel
Joint Account

Joint account for personal, business, and family purposes is made more practical with giro BTN

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ATM Card

Enjoy the convenience of ATM transactions specifically for Giro Perorangan customers

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Giro Services

Get regular current account statements and attractive giro services

transaksi
Secure and Trusted

Reliable storage of your money during business transactions

icon-jasa-dan-layanan
Business Support

Payments and receipts in business transactions are made easier

echannel
Joint Account

Joint account for personal, business, and family purposes is made more practical with giro BTN

icon-aksesibilitas
ATM Card

Enjoy the convenience of ATM transactions specifically for Giro Perorangan customers

icon-profile
Giro Services

Get regular current account statements and attractive giro services

Giro Perorangan Interest Rate

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds.

Suku Bunga

Balance Rate Interest Rate
≤ IDR 10.000.000 0.00%
> IDR 10.000.000 - IDR 100.000.000 0.25%
> IDR 100.000.000 - IDR 500.000.000 0.75%
> IDR 500.000.000 1.00%

Biaya Setoran

Fee Type Nominal
Initial Balance
 IDR 500.000
Minimum Balance
 IDR 500.000

Interest Rate Effective as of September 1, 2024

Terms and Conditions

  • Account opening is intended for individual customers (Indonesian and foreign citizens) who are 18 years old

  • Not included in the Black List of Bank Indonesia

  • Fill out the account opening form provided by the Bank

  • Prepare the required documents (KTP or KITAP/KITAS, NPWP)

  • Power of Attorney if another party represents the current account opening

How to Register

  • 1
    Prepare Documents and Funds

    Customers can prepare complete documents along with the first deposit of IDR 500,000

  • 2
    Visit the BTN Branch Office

    Customers can visit the nearest BTN Branch Office

  • 3
    Fill Out the Form

    Customers fill out the form given by the Bank officer and submit the required documents

  • 4
    Follow the Procedure

    Customers can follow the procedures directed by the Bank officer

  • 5
    Giro Activation Successful

    Giro BTN can be used effectively for your transactions

Find Answers to Your Questions

What interest rate does Giro BTN offer?
Giro BTN offers interest rates ranging from 0.00% to 1.00% according to the specified balance strata.
What are the documents required to apply for Giro BTN?
The required documents are the Giro Account Opening Form, prospective customer's identity (KTP), and NPWP
What is the initial deposit of Giro BTN?
The initial deposit of Giro BTN is IDR 500,000.

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