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About BTN
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KRR BTN Tapera

Home Renovation
Plan for Civil Servants

Home renovation financing in cooperation with BP Tapera for Civil Servants as Tapera participants

KRR BTN Tapera

Special Home Renovation Loans for Tapera participants with affordable installments and low interest rates

transaksi

Affordable

Affordable and fixed credit installments until paid off

atm

Short Time

Jangka waktu pelunasan maksimal 10 tahun

echannel

Light Interest

Fixed interest rate of 5% until paid off

open account

Solution

Intended for people with income < IDR 8,000,000

open account

Optimal Loan

Renovation loan facility up to IDR 88,000,000
Zona 1 : IDR 88,000,000
Zona 2 : IDR 114,000,000

icon-syarat

Easy Requirements

Complete all required documents easily

transaksi

Affordable

Affordable and fixed credit installments until paid off

atm

Short Time

Jangka waktu pelunasan maksimal 10 tahun

echannel

Light Interest

Fixed interest rate of 5% until paid off

open account

Solution

Intended for people with income < IDR 8,000,000

open account

Optimal Loan

Renovation loan facility up to IDR 88,000,000
Zona 1 : IDR 88,000,000
Zona 2 : IDR 114,000,000

icon-syarat

Easy Requirements

Complete all required documents easily

Maximum and Financing Period

Information
Maximum KRR is IDR 114,000,000 for Papua and West Papua and IDR 88,000,000 for Java, Sumatra, Sulawesi, Kalimantan, Maluku, North Maluku, Nusa Tenggara, Bali, and Riau Islands
Maximum 10 (ten) years period

Terms & Conditions

  • Have sufficient income according to BTN calculations

  • Affordable and fixed installments until paid off

  • Own a house equipped with certificate and IMB documents in the name of the applicant or applicant's spouse

  • Maximum tenure of 10 years

  • Credit limit is given based on the RAB according to the credit limit

  • Indonesian citizen at least 20 years old or married

How to Register

  • 1

    Find Out the Renovation Fee

    Applicants search for the location of the house they want or can get information through BTN Properti, information at BTN Branch Offices , property exhibitions, etc

  • 2

    Prepare Documents

    Customers can complete and prepare complete and correct documents

  • 3

    File Processing

    The application documents will be processed by Bank BTN, including the Financial Information Service System (SLIK), data verification, and analysis

  • 4

    Credit Activation Successful

    If the application is approved, the applicant prepares sufficient funds in the BTN Savings Account, and the application disbursement process can be carried out

Find Answers to Your Questions

Can the repayment period of KRR Tapera be more than 5 years?

Yes, the repayment period of KRR Tapera can be more than 5 years. KRR Tapera has a repayment period of up to 10 years.

How many credit facilities are provided for the Bangka Belitung region?

The credit facility provided for the Bangka Belitung region is a maximum of IDR 88,000,000.

Can I apply for KRR Tapera even though I am a Civil Servant retiree?

No, you cannot apply for KRR even though you are a Civil Servant retiree.

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