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About BTN
Investor Relation PPID Career

ATM Link

Simplify All Transactions with an ATM Machine

Enjoy the convenience of transactions from cash withdrawals, balance checks, and interbank transfers, to payments

ATM Link

ATM Link is the Himbara ATM network (BRI, BNI, Mandiri, and BTN) used by all Himbara customers with complete features in over 50 thousand ATM Units spread throughout Indonesia

transaksi

Real-time Transfer

Enjoy the convenience of real-time transfers within BTN and interbank

atm

Easy Balance Monitoring

Monitor balances and cash deposits to your account or other customers.

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Flexible Transaction

Easy transaction solutions without visiting the BTN

open account

Convenient Transaction

Get the convenience for all payments and purchases

Vast Network

Has collaborated with Link, ATM Bersama, Prima, and ALTO networks

24-Hour Service

Transaction with 24-hour service access every day

transaksi

Real-time Transfer

Enjoy the convenience of real-time transfers within BTN and interbank

atm

Easy Balance Monitoring

Monitor balances and cash deposits to your account or other customers.

icon-singletouch

Flexible Transaction

Easy transaction solutions without visiting the BTN

open account

Convenient Transaction

Get the convenience for all payments and purchases

Vast Network

Has collaborated with Link, ATM Bersama, Prima, and ALTO networks

24-Hour Service

Transaction with 24-hour service access every day

ATM Link Fees

Transaction Type Himbara Card Fees at ATM Link Non Himbara Card Fees at ATM Link
Check Balance Free IDR 4.000,-
Cash Withdrawal Free IDR 7.500,-
Transfer IDR 4.000,- IDR 6.500,-

ATM Link Feature

Cash Withdrawals

Cash Withdrawals

A feature that helps customers make cash withdrawals at the Himbara ATM network

Balance Check

Balance Check

Features that make it easier for customers to check account balances

Interbank Transfer

Interbank Transfer

A feature that helps customers make cash withdrawals at the Himbara ATM network

Bill Payment

Bill Payment

Bill payment feature to support smooth customer transactions

Credit Purchase

Credit Purchase

Features that support customer needs through easy and practical credit purchases

Refillable

Refillable

Electronic money refill/top up feature at the issuing Himbara ATM (e-Money, Brizzi, Tapcash, and Blink)

Differences between ATM Link and Link Aja

  • ATM Link

    ATM service from Bank Himbara to conduct cash withdrawals, balance inquiries, interbank transfers, bill payments, credit purchases, electronic money top-ups, and other banking transactions

  • Link Aja

    A mobile app-based virtual wallet that keeps balances used to pay for various electronic transactions. Please visit the LinkAja website for more information.

BTN ATM Link display

ATM Link

ATM Link

BTN ATM Link Appearance BTN's ATM Link has the BTN logo at the bottom of the ATM machine or on the top ATM signage logo.

ATM Link New Face

ATM Link New Face

The New Face Link ATM does not have a special marker, but still has complete features like a BTN ATM.

Find Answers to Your Questions

What is ATM Link?

ATM Link is the Himbara ATM network (BRI, BNI, Mandiri, and BTN) used by all Himbara customers with complete features in over 50 thousand ATM Units spread throughout Indonesia.

Do customers need to register to use ATM Link services in advance?

No, customers do not need to register to use ATM Link services as long as the ATM card has the Link logo

Is there any limit on how much money can be transferred in a single ATM Link transaction?

Yes, there is a limit on the amount of money in a single transaction at ATM Link, which is IDR 10,000,000 for the maximum transfer per transaction (per day). The amount may also vary depending on the policies of each card-issuing bank.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.