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About BTN
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Kredit Modal Kerja Beragunan Simpanan

Quick Capital Solution without Hesitation

Get quick capital with ease for unexpected needs

Kredit Modal Kerja Beragunan Simpanan

Commercial Loans Collateralized by Deposits / Institutional Funds are given to institutional customers who require immediate funds for business development.

Flexible Payment Methods

Providing financing for business development

1 Year Tenor

Flexible time period

Flexible Payment Methods

Providing financing for business development

1 Year Tenor

Flexible time period

Terms & Conditions

  • A Business Entity with Legal Entity status in the form of a Limited Liability Company or Regional Company

  • Has Deposits/Current Accounts/Savings in a Bank that meets the requirements to be used as Credit collateral

  • Not listed in the blacklist issued by Bank Indonesia

  • Has no problematic credit in the Bank or other Banks for at least the last 6 (six) months

How to Register

  • 1
    Visit BTN Branch Office

    Prospective borrowers submit a loan application to the nearest BTN Branch Office

  • 2
    Prepare Documents

    Submit the loan application letter and required supporting documents

  • 3
    Contact Relationship Management Officer

    Contact the Relationship Management Officer for further information

  • 4
    Follow Procedures

    Follow all procedures directed by the Relationship Management

Find Answers to Your Questions

What are the collateral requirements for KMK Swadana credit provision?
Credit collateral in the form of Deposits/Savings/Current Accounts that are not participating in any promotional/bonus programs held by the Bank or whose funds are blocked due to obligations with the Bank.
What is the maximum loan term for Swadana credit?
The loan term is a minimum of 1 (one) month and a maximum of 2 (two) years.

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