Kredit UMKM Investasi
Excellent Solution for Long-Term Investment
Realize your business plan with trusted investment capital financing
Kredit UMKM Investasi
Investment credit to finance long-term needs in the form of investment in the purchase of capital goods or development, expansion, renewal (renovation) of productive fixed assets, and associated costs or financing.
Features and Fees
Features and Fees
Features | Description |
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Product Name | Kredit UMKM Investasi |
Product Type | Earning Credit |
Currency | Rupiah |
Credit Ceiling | up to IDR 5,000,000,000 |
Term | According to product terms |
Administration Fee | 0.25% or a minimum of IDR 250,000 |
Provision Fee | 0,75% – 1% |
Terms & Conditions
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Have productive business in the category of Micro, Small, and Medium Enterprises (MSME) and have been running for at least 1 (one) year
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Have a valid business license
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Do not have problem loans with BTN or with other banks
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The majority of owners or management have experience in the company to be financed for at least 1 (one) year
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For individual applicant: : 1) Indonesian citizen (WNI) with a minimum age of 21 (twenty one) years old/has/has been married; 2) Maximum age by the time the credit is settled is 65 (sixty five) years old;
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For business entity applicant : 1Indonesian legal entity with a minimum age of official members is 21 (twenty one) years old or married.;
How to Register
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1
Visit the BTN Branch Office
Prospective debtors can apply to the nearest BTN Branch Office/CBC (Commercial Banking Center)
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2
Prepare Documents
Customers can bring the necessary documents when registering for credit
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3
Visit the Relationship Management Officer
Customers can receive further information related to BTN credit from the Relationship Management Officer
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4
Fill Out the Form
Customers fill out the form provided and submit the required documents
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5
Follow the Procedure
Customers can follow the procedures directed by the Relationship Management Officer