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About BTN
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Convenient Payment with QR Code

Convenient Payment
with QR Code

Simplify payment transactions with QR scanning through your gadget

QRIS BTN Merchant

An easier, faster, and secure transaction with QR Code

Convenient

Ease of cashless payment by scanning QR code

Flexible

The transaction can be done 24 hours/7 days at merchants with the QRIS logo

Safe

Safer transaction with QR scanning through balé by BTN

icon-waktu

Quick

Enjoy payment without a long time

Convenient

Ease of cashless payment by scanning QR code

Flexible

The transaction can be done 24 hours/7 days at merchants with the QRIS logo

Safe

Safer transaction with QR scanning through balé by BTN

icon-waktu

Quick

Enjoy payment without a long time

Types of QRIS Payment

Payment Type Description
Merchant Present Mode (MPM) Static Static QRIS MPM is a QRIS code installed at merchants as a sticker or printout of the QRIS code. The QRIS MPM Static specifications are as follows:
  • Can be used for various transactions at merchants (can be used multiple times)
  • Input Amount by Customer when making QRIS payments
Dynamic Merchant Present Mode (MPM) Dynamic QRIS MPM is a QRIS Code issued via POS/EDC at merchants in the form of a printout or QRIS code that appears on the merchant's POS. The
Dynamic QRIS MPM specifications are as follows:
  • The QRIS code is generated per transaction
  • The QRIS code can only be used once for each transaction
  • Input Amount by Merchant/Cashier when making QRIS payments
Customer Present Mode (CPM) QRIS CPM is a QRIS Code issued via balé by BTN and scanned by the merchant via the merchant's POS.
The Dynamic CPM QRIS specifications are as follows:
  • The QRIS code is generated via the balé by BTN application
  • Merchant inputs Amount and connects to QRIS CPM POS reader
  • QRIS CPM is aimed more at merchants who require high transaction speeds

Desain Kode QRIS MPM Full Size

sample-code-qris

Desain Kode QRIS MPM Full Size

  1. 1

    Logo QRIS

    2

    Logo GPN

    3

    Nama Merchant (Pedagang)

    4

    NMID

    5

    Terminal ID

  2. 6

    QR Code

    7

    Slogan

    8

    Situs QRIS

    9

    Informasi dicetak oleh

What BTN Merchant Should Consider

  • Merchants must check the QRIS image display periodically to avoid sticking fake QRIS images

  • Merchants must check and test the smoothness of transactions using QRIS received from BTN

  • Merchants must ensure the accuracy of the account and other data information that has been provided to BTN

  • Merchants must ensure receipt of confirmation of successful transaction before delivering goods/services

  • Merchants must use the BTN Merchant application

  • Merchants must maintain the confidentiality of user or customer transaction data

  • Merchants must report to BTN every suspicious transaction

MDR QRIS BTN

MDR QRIS BTN

Jenis Merchant Kategori %MDR
Debitur Fixed Income Usaha Mikro (UMI) 0%*
Usaha Kecil (UKE), Usaha Menengah (UME), Usaha Besar (UBE) 0,7%
Debitur Non Fixed Income Pendidikan 0,6%
Stasiun Pengisian Bahan Bakar Umum (SPBU), Badan Layanan Umum (BLU), Public Service Obligation (PSO) 0,4%
Goverment to People (G2P) seperti Bantuan Sosial (Bansos), People to Government (P2G) antara lain pajak, paspor, donasi sosial (nirlaba) 0%

Keterangan

*

sampai dengan 30 Juni 2023

Settlement QRIS BTN

Kategori Settlement Periode
Transaksi Off Us H+1 (Hari Kalender) Per Transaksi per hari
Transaksi On Us H+0 3 Batch

Limitasi Transaksi

Kategori Settlement Periode
Issuer Rp10.000.000,-- Per Transaksi per hari
Acquirer Tidak ada Batasan Transaksi

Find Answers to Your Questions

Where can I apply for BTN QRIS?

BTN QRIS application can be done independently through the merchant web (https://merchant.btn.co.id/login/merchant) or BTN Merchant mobile application and can be done at the nearest BTN Branch Office.

How long is the SLA submission of BTN QRIS?

SLA submission of BTN QRIS takes 3 working days since the file is complete.

How do I get BTN Merchant User?

BTN Merchant Usera can be obtained when the merchant registers as BTN Merchant and is sent to the merchant's email according to the registered email.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.