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About BTN
Investor Relation PPID Career

Tabungan BTN Investa

Investment with Competitive Interest Rates

Start a brilliant investment for future plans

Tabungan BTN Investa

Investment savings for the future with competitive interest rates and more flexibility

transaksi

Competitive Interest Rate

Higher interest rate than regular savings

icon-akses

Sweep Account

Automatic fund transfer to a transactional account

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Flexible Withdrawal

Withdrawals can be made at any time

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Various Purpose Options

Savings can be separated into transactional or investment accounts

Routine Report

Easy Deposit

Make deposits easily through the Cash Deposit Machine

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Loyalty Points

Collect Poin Spekta and redeem them for attractive prizes

transaksi

Competitive Interest Rate

Higher interest rate than regular savings

icon-akses

Sweep Account

Automatic fund transfer to a transactional account

icon-penarikan-fleksibel

Flexible Withdrawal

Withdrawals can be made at any time

icon-ragam

Various Purpose Options

Savings can be separated into transactional or investment accounts

Routine Report

Easy Deposit

Make deposits easily through the Cash Deposit Machine

icon cepat

Loyalty Points

Collect Poin Spekta and redeem them for attractive prizes

Savings Interest Rate

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds.
Balance Rate Institutional Interest Rate
up to IDR 1.000.000,- 0.00%
> IDR 1.000.000,- to IDR 100.000.000,- 1.00%
> IDR 100.000.000,- to IDR 1.000.000.000,- 2.25%
> IDR 1.000.000.000,- to IDR 2.000.000.000,- 3.05%
> IDR 2.000.000.000,- to IDR 5.000.000.000,- 3.20%
> IDR 5.000.000.000,- to IDR 10.000.000.000,- 3.45%
> IDR10.000.000.000,- 3.90%
Fee Type Amount
Initial deposit IDR 5.000.000,-
Minimum balance IDR 100.000,-
Fee under minimum balance IDR 5.000,-
Closing account fee IDR 100.000,-
Administration fee < IDR 100.000.000,- = Rp25.000,-
> IDR 100.000.000,- = Rp50.000,-
Primary Account Tabungan BTN Batara
E-Channels Facilities Inquiry and Book-Entry via mobile banking




Terms & Conditions

  • Accounts can be valid for Indonesian Citizens (WNI) and Foreign Citizens (WNA)

  • Accounts can apply to individuals and institutions  

  • Customers are fully responsible for their Tabungan BTN Investa

  • It is mandatory to attach the required documents

  • The account is active and can be used effectively after being approved and activated by the bank in accordance with the applicable provisions

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Get More Info

How to Register

  • 1

    Prepare Documents and Funds

    Prepare complete documents and funds for the initial deposit of IDR 5,000,000

  • 2

    Visit a BTN Branch Office

    Visit the nearest BTN Branch Office or go through BTN Open Account to open an account

  • 3

    Visit the Customer Service 

    Apply for Tabungan BTN Investa opening to the customer service

  • 4

    Fill Out the Form

    Fill out the account opening form and submit the required documents

  • 5

    Follow the Procedure

    Follow the procedure directed by customer service

  • 6

    Account Activation Successful

    Your Tabungan BTN Investa is ready to be used for your investment

Find Answers to Your Questions

What is the difference between Tabungan BTN Investa and time deposits?  

Tabungan BTN Investa is a flexible investment savings account that allows customers to withdraw funds at any time, unlike time deposits, which have a period for withdrawal.

What if the primary Tabungan BTN Investa is no longer active?   

Customers can replace the primary savings account with an active customer account.

Is this savings account transferable to my family?   

No, Tabungan BTN Investa cannot be transferred to other people without the approval of the party authorized to manage the Savings fund.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.