Deposito BTN iB

Investment For Future Profits

Fulfill trustworthy investment needs with competitive profit sharing

Deposito BTN iB

Deposito BTN iB is a term investment for institutions with competitive profit-sharing, utilizing the "Mudharabah" (Investment) contract. It involves a partnership between two parties where profits are shared according to agreed-upon ratios or nisbah.

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Auto Renewal

Deposits can be extended automatically at maturity

Flexible Term

Get a flexible time period according to your needs

Distribution of Zakat

Profit sharing is intended for distribution of zakat infaq and shadaqah

Principal Accumulation

Enjoy profit sharing that can be accumulated into the principal

Flexible Transfer

Profit sharing can be transferred to Conventional Savings and Sharia accounts

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Auto Renewal

Deposits can be extended automatically at maturity

Flexible Term

Get a flexible time period according to your needs

Distribution of Zakat

Profit sharing is intended for distribution of zakat infaq and shadaqah

Principal Accumulation

Enjoy profit sharing that can be accumulated into the principal

Flexible Transfer

Profit sharing can be transferred to Conventional Savings and Sharia accounts

Deposit Profit Sharing

Profit sharing

Time period	Customer Ratio	Bank Ratio
1 Month	29.50%	70.5%
3 Months	29.50%	70.5%
6 Months	29.50%	70.5%
12 Months	29.50%	70.5%
24 Months	29.50%	70.5%

Minimum Placement

Minimum Placement	Nominal
Institution	IDR 2,000,000,-

Service Fees

Fee Type	Fee
Bilyet Publishing	IDR 3.000,-
Replacement of lost/damaged cards	Rp5.000,-
Administration of Disbursement Before Maturity	IDR 50.000,-

Funds Renewal System

ARO (Automatic Roll Over): Deposits can be automatically renewed upon the depositor's request on each maturity date.
Non ARO (Automatic Roll Over): Not renewed on the maturity date.

Accumulated into Principal
Profit shares can be transferred to a BTN Syariah Savings or Giro Account.
Profit shares can be transferred to other banks's accounts..

Terms & Conditions

Accounts can be used for institutional savers
The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with applicable regulations
You must attach the required documents
The institution on behalf of which the account is opened is fully responsible for all obligations arising from the account

How to Register

1
Prepare Initial Deposit Funds and Documents

Prepare the documents and funds needed to make the initial deposit
2

Visit the nearest BTN Syariah

To open an account, customers can do so at the nearest BTN Syariah Branch Location
3

Come to Customer Service

Creating and applying for a savings account will be assisted by BTN Syariah customer service
4

Complete Form

Complete all required forms and submit the prepared documents
5

Follow Procedure

The customer can then follow the entire series of procedures directed
6

BTN iB Deposit Creation Successful

The customer has received the BTN iB Deposit

Find Your Answers to Your Questions

What is BTN iB Deposit?

BTN iB Deposit is a term investment for individuals or institutions with competitive profit sharing using the "Mudharabah Mutlaqah" (Investment) contract.

What are the requirements to register for BTN iB Deposit?

Customers are institutional savers and complete documents in the form of KTP, Deed of Company Establishment, NPWP, SIUP, TDP, and other business permits.