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About BTN
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Giro BTN iB

Supporting More Blessed Business Activities

Convenience to support security and smooth transaction mobility

Giro BTN iB

Giro BTN iB is a fund deposit to facilitate your business transactions using the "Wadi'ah" (entrustment) contract, which is a deposit from one party to another party, both individuals and institutions, which we will take good care of and return at any time if the owner wishes.

icon hadiah

Supporting Business Activities

Assist with payment and receipt activities in business

icon kompetitif

Auto Debit Infaq

Yields can be auto-debited for infaq and shodaqoh

Easy Transaction Process

Enjoy the convenience of transactions anywhere without limits

icon pinjaman

Ease of Transaction

Get convenience in meeting daily transaction needs

icon mudah

BTN Syariah Cash Management

BTN Syariah Cash Management facility to facilitate transactions

icon hadiah

Supporting Business Activities

Assist with payment and receipt activities in business

icon kompetitif

Auto Debit Infaq

Yields can be auto-debited for infaq and shodaqoh

Easy Transaction Process

Enjoy the convenience of transactions anywhere without limits

icon pinjaman

Ease of Transaction

Get convenience in meeting daily transaction needs

icon mudah

BTN Syariah Cash Management

BTN Syariah Cash Management facility to facilitate transactions

Giro Profit Sharing

Profit Share

Description Customer Ratio Bank Ratio
0 0% 0%
Description
* There is no profit sharing but bonuses can be given. The bonus in question is not agreed in nominal terms.

Giro Fees

Description Individual Institution Institutions & Joint Account
Initial Deposit IDR 500,000 IDR 1,000,000 IDR 1,000,000
Minimum Balance Due IDR 250,000 IDR 500,000 IDR 500,000
Initial Deposit
Individual IDR 500,000
Institution IDR 1,000,000
Institutions &
Joint Account
IDR 1,000,000
Minimum Balance Due
Individual IDR 250,000
Institution IDR 500,000
Institutions &
Joint Account
IDR 500,000

Description Cost
ATM card facility not available
Minimum target funds (hold) IDR 2,500,000
Minimum Initial deposit IDR 100,000
Minimum deposit required by auto debit IDR 50,000
Minimum manual deposit/top up IDR 10,000
Minimum Balance IDR 50,000
Check and BG facilities as a means of payment
ATM Facilities for Individual Giran
Administrative fees IDR 25,000
Cheque/BG book fees IDR 275,000
Bank reference fee IDR 50,000
Closing costs IDR 50,000
Administration of balance below minimum IDR 25,000,-

Terms And Conditions

  • Accounts can be valid for Indonesian citizens (WNI) and foreign citizens (WNA)

  • The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with the provisions applicable at the Bank

  • Must attach the required documents

  • Not listed on the valid black list published by BI

  • The individual in whose name the account opened is fully responsible for all obligations arising from the account

How to Open an Account

  • 1

    Prepare Initial Deposit Funds and Documents

    Prepare the documents and funds needed to make the initial deposit.

  • 2

    Visit the nearest BTN Syariah

    To open an account, customers can do so at the nearest BTN Syariah Branch Office or online.

  • 3

    Come to Customer Service

    Creating and applying for a savings account will be assisted by BTN Syariah customer service.

  • 4

    Complete Form

    Complete all required forms and submit the prepared documents.

  • 5

    Follow Procedure

    The customer can then follow the entire series of procedures directed.

  • 6

    BTN iB Giro Opening Successfully

    The customer has received the BTN iB Giro.

Find Answers To Your Questions

What is BTN iB Giro?

BTN iB Giro is a fund savings for easy business transactions using the "Wadi'ah" (Deposit) contract.

What are the requirements for having a BTN iB Giro?

The requirements for having a BTN iB Current Account are to complete the current account opening documents and an institutional account opening balance of IDR 1,000,000.

How much service costs does Giro BTN iB require?

The BTN iB Giro administration fee is IDR 25,000/month and the check/BG procurement fee is IDR 275,000/book.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.