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About BTN
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Deposito BTN iB

Investment For Future Profits

Fulfill trustworthy investment needs with competitive profit sharing

Deposito BTN iB

Deposito BTN iB is a term investment for institutions with competitive profit-sharing, utilizing the "Mudharabah" (Investment) contract. It involves a partnership between two parties where profits are shared according to agreed-upon ratios or nisbah.

icon-limit-transaksi

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Auto Renewal

Deposits can be extended automatically at maturity

Flexible Term

Get a flexible time period according to your needs

icon-limit-transaksi

Distribution of Zakat

Profit sharing is intended for distribution of zakat infaq and shadaqah

Principal Accumulation

Enjoy profit sharing that can be accumulated into the principal

icon-penarikan-fleksibel

Flexible Transfer

Profit sharing can be transferred to Conventional Savings and Sharia accounts

icon-limit-transaksi

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Auto Renewal

Deposits can be extended automatically at maturity

Flexible Term

Get a flexible time period according to your needs

icon-limit-transaksi

Distribution of Zakat

Profit sharing is intended for distribution of zakat infaq and shadaqah

Principal Accumulation

Enjoy profit sharing that can be accumulated into the principal

icon-penarikan-fleksibel

Flexible Transfer

Profit sharing can be transferred to Conventional Savings and Sharia accounts

Deposit Profit Sharing

Time period Customer Ratio Bank Ratio
1 Month 29.50% 70.5%
3 Months 29.50% 70.5%
6 Months 29.50% 70.5%
12 Months 29.50% 70.5%
24 Months 29.50% 70.5%
Minimum Placement Nominal
Institution IDR 2,000,000,-
Fee Type Fee
Bilyet Publishing IDR 3.000,-
Replacement of lost/damaged cards Rp5.000,-
Administration of Disbursement Before Maturity IDR 50.000,-

Funds Renewal System

  • ARO (Automatic Roll Over): Deposits can be automatically renewed upon the depositor's request on each maturity date.

  • Non ARO (Automatic Roll Over): Not renewed on the maturity date.

  • Accumulated into Principal

  • Profit shares can be transferred to a BTN Syariah Savings or Giro Account.

  • Profit shares can be transferred to other banks's accounts..

Terms & Conditions

  • Accounts can be used for institutional savers

  • The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with applicable regulations

  • You must attach the required documents

  • The institution on behalf of which the account is opened is fully responsible for all obligations arising from the account

Get More Complete Information

How to Register

  • 1

    Prepare Initial Deposit Funds and Documents

    Prepare the documents and funds needed to make the initial deposit

  • 2

    Visit the nearest BTN Syariah

    To open an account, customers can do so at the nearest BTN Syariah Branch Location

  • 3

    Come to Customer Service

    Creating and applying for a savings account will be assisted by BTN Syariah customer service

  • 4

    Complete Form

    Complete all required forms and submit the prepared documents

  • 5

    Follow Procedure

    The customer can then follow the entire series of procedures directed

  • 6

    BTN iB Deposit Creation Successful

    The customer has received the BTN iB Deposit

Find Your Answers to Your Questions

What is BTN iB Deposit?

BTN iB Deposit is a term investment for individuals or institutions with competitive profit sharing using the "Mudharabah Mutlaqah" (Investment) contract.

What are the requirements to register for BTN iB Deposit?

Customers are institutional savers and complete documents in the form of KTP, Deed of Company Establishment, NPWP, SIUP, TDP, and other business permits.

What is the ratio of BTN iB Deposits that customers get?

BTN iB Deposit Nisbah is 29.50% for all deposit tenors.

How much is the service fee for BTN iB Deposits?

BTN iB deposits are subject to a billet fee of IDR 3,000,- and a stamp fee of IDR 10,000,-

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Start investing full of blessings and profits

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.