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QRIS BTN Merchant

One QRIS for Convenient Transactions

Make the process of receiving payments for your business easier by using BTN Merchant QRIS

QRIS BTN Merchant

An easier, faster, and secure transaction with QR Code

Easy Transactions

Transactions become more convenient and faster as they can receive payments from a variety of funding sources

atm

Low Risk

Eliminate cash management needs, reduce operational risks

echannel

Increased Transactions

Increasing transactions and financial inclusion

Wide Network

Expanding market share and QRIS acceptance

aksesbilitas

Comprehensive Support

Supporting government programs, including those of Regional Goverment

Easy Transactions

Transactions become more convenient and faster as they can receive payments from a variety of funding sources

atm

Low Risk

Eliminate cash management needs, reduce operational risks

echannel

Increased Transactions

Increasing transactions and financial inclusion

Wide Network

Expanding market share and QRIS acceptance

aksesbilitas

Comprehensive Support

Supporting government programs, including those of Regional Goverment

Types of QRIS Payments

Types of Payments Description
Static Merchant Present Mode (MPM) Static QRIS MPM is a QRIS code installed at the merchant as a sticker or printed QRIS code.
The specifications for Static QRIS MPM are as follows:
  • Can be used for various transactions at the merchant (can be used multiple times)
  • Customer inputs the amount during QRIS payment
Dynamic Merchant Present Mode (MPM) Dynamic QRIS MPM is a QRIS code issued through POS/EDC at the merchant in the form of a printout or QRIS code displayed on the merchant's POS.
The specifications for Dynamic QRIS MPM are as follows:
  • QRIS code is generated per transaction
  • QRIS code can only be used once for each transaction
  • Merchant/Cashier inputs the amount during QRIS payment

Desain Kode QRIS MPM Full Size

sample-code-qris
  1. 1

    Logo QRIS

     2

    Logo GPN

     3

    Nama Merchant (Pedagang)

     4

    NMID

     5

    Terminal ID
  2. 6

    QR Code

     7

    Slogan

     8

    Situs QRIS

     9

    Informasi dicetak oleh

Notes for BTN Merchants

  • Merchants must periodically check the appearance of the QRIS image to avoid attaching fake QRIS images.

  • Merchants must ensure the accuracy of their accounts and other data provided to the Bank.

  • Merchants are required to use the BTN Merchant application.

  • Merchants must report to the Bank for any suspicious transaction.

  • Merchants must check and test the smoothness of transactions using QRIS received from the Bank.

  • Merchants must ensure receipt of transaction success confirmation before delivering goods/services.

  • Merchants must maintain the confidentiality of user or customer data involved in transactions.

MDR QRIS BTN

  • ⓘ Fees charged to merchants when transacting using QRIS.
Types of Merchant Category %MDR
Regular Micro Businesses (UMI) 0.3%
Small Businesses (UKE), Medium Businesses (UME), Large Businesses (UBE) 0.7%
Special Education 0.6%
Gas Stations (SPBU), Public Service Agency (BLU), Public Service Obligation (PSO) 0.4%
Government to People (G2P) such as Social Assistance (Bansos), People to Government (P2G), including taxes, passports, social donations (non-profit) 0%
Category Settlement Period
Off Us Transaction D+1 (Calendar Day) Per Transaction per day
On Us Transactions D+0 3 Batches
Category Amount Period
Issuer IDR 10,000,000,-- Per Transaction per day
Acquirer No Transaction Limits

Find Answers to Your Questions

 

Where can I submit my QRIS application?

Applications for QRIS BTN Syariah can be submitted at the nearest BTN Syariah Branch Office.

What is the SLA period for QRIS BTN applications?

The SLA period for QRIS BTN applications is 3 working days from the submission of all documents.

How to obtain a BTN Merchant User?

BTN Merchant User is obtained when a merchant registers to become a merchant and subsequently receives it through the merchant's registered email.

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