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Ease of financing working capital to develop a sustainable business
Pembiayaan Modal Kerja BTN iB is a sharia financing facility with a Mudharabah or Musyarakah agreement, which is a cooperation agreement that follows Islamic principles to finance working capital needs (operational expenditure).
Get financing with a maximum value of up to 80%
Solutions for all needs in developing business
The best partners fulfill your needs for the smooth running of your business
Disbursement of financing according to cash flow projections between customers
The main collateral is in the form of financing for goods or supplies from the bank
Easy financing with a term of up to 3 years
Get financing with a maximum value of up to 80%
Solutions for all needs in developing business
The best partners fulfill your needs for the smooth running of your business
Disbursement of financing according to cash flow projections between customers
The main collateral is in the form of financing for goods or supplies from the bank
Easy financing with a term of up to 3 years
Applicants can be legal entities and non-legal entities
Minimum 3 years of experience managing a similar business
Customer payments come from revenue sharing and margins from business activities that are being financed in accordance with the Bank's agreement with the customer
Maximum term of 3 years
The financing provided is equal to the value of the business needs
The applicant prepares the required application documents completely.
The application files will be processed by BTN Syariah bank, including BI Checking, Data Verification and Analysis.
If the application is approved, the applicant prepares sufficient funds in BTN iB Savings or BTN iB Giro.
The applicant confirms the purchase price of an item.
If the financing agreement has been approved, Bank BTN Syariah will disburse the applicant's application.
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