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About BTN
Investor Relation PPID Career

BTN Berkah iB Savings

Get Investment Blessings Full of Ease

Enjoy the benefits of investing that are full of blessings

Tabungan BTN Berkah iB

Tabungan BTN Berkah iB is a premier investment account utilizing the Mudharabah contract, offering flexible withdrawals and deposits for customer transaction convenience.

Auto Debit Infaq

Yields can be automatically debited for infaq and shodaqoh

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Ease of Transactions

Enjoy easy transactions through BTN Branch Offices throughout Indonesia

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Free Administration Fees

Enjoy the ease of the process without administration fees

Attractive Benefits

Get attractive benefits through special programs

Auto Debit Infaq

Yields can be automatically debited for infaq and shodaqoh

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Ease of Transactions

Enjoy easy transactions through BTN Branch Offices throughout Indonesia

icon gedung

Free Administration Fees

Enjoy the ease of the process without administration fees

Attractive Benefits

Get attractive benefits through special programs

Savings Profit Share

Balance Tiering Ratio
< Rp. 100,000,000,- 10.50%
Rp. 100,000,000,- up to. Rp. 250,000,000,- 26.20%
Rp. 250,000,000,- up to. Rp. 500,000,000,- 31.45%
Rp. 500,000,000,- up to. Rp. 1,000,000,000,- 33%
< IDR 1,000,000,000,- 34.10%
Cost Type Cost
Initial Deposit Rp. 500,000,-
Balance Settled Rp. 200,000,-
Administrative Fees Maximum IDR 15,000,- (without deducting the principal balance)
Minimum next deposit Rp. 50,000,-
Replace the savings book because it is damaged Rp. 15,000,-
Account Closure Rp. 50,000,-
Balance below minimum Rp. 5,000,-
Passive account administration (Customer does not make transactions for 90 consecutive days) Rp. 5,000,-

Terms & Conditions

  • The account can be applied to institutional savers

  • The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with the provisions applicable at the Bank

  • Must attach the required documents

  • Not listed on the valid black list published by BI

  • The institution on behalf of which the account is opened is fully responsible for all obligations arising from the account

How to Register

  • 1

    Prepare Initial Deposit Funds and Documents

    Prepare the documents and funds needed to make the initial deposit.

  • 2

    Visit the nearest BTN Syariah

    To open an account, customers can do so at the nearest BTN Syariah Branch Office or online.

  • 3

    Come to Customer Service

    Creating and applying for a savings account will be assisted by BTN Syariah customer service.

  • 4

    Complete Form

    Complete all required forms and submit the prepared documents.

  • 5

    Follow Procedure

    The customer can then follow the entire series of procedures directed.

  • 6

    Successful Opening of BTN Prima iB Savings

    The customer has received BTN Prima iB Savings.

Find Your Answers to Your Questions

What are the advantages of Tabungan BTN Prima iB?

Tabungan BTN Prima iB is suitable for customers who want to optimize their funds with low risk as it is guaranteed by the LPS.

What is the initial deposit for Tabungan BTN Prima iB?

The initial deposit for Tabungan BTN Prima iB is IDR 500,000.

Can Tabungan BTN Prima iB be transacted?

Yes, Tabungan BTN Prima iB can be transacted according to the customer's needs.

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Make Company Finances Full of Blessings

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.