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Prospera
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About BTN
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KBR BTN Tapera

Realizes Affordable Home Development

Home building financing facility in collaboration between BTN and BP Tapera for Civil Servants as Tapera participants

KBR Tapera

Provided loan to build a special house for Civil Servants as Tapera participants

transaksi
Fixed installments

Light installments until paid off

atm
20 Years Period

Financing with up to 15 years

echannel
Interest 5%

Fixed financing interest of 5% until paid off

open account
Credit Facilities by Zone

Zona 1 : IDR 132,000,000
Zona 2 : IDR 171,000,000

transaksi
Fixed installments

Light installments until paid off

atm
20 Years Period

Financing with up to 15 years

echannel
Interest 5%

Fixed financing interest of 5% until paid off

open account
Credit Facilities by Zone

Zona 1 : IDR 132,000,000
Zona 2 : IDR 171,000,000

Maximum and Financing Period

Information
Maximum KBR is IDR 150,000,000 for Papua and West Papua and IDR 120,000,000 for Java, Sumatra, Sulawesi, Kalimantan, Maluku, North Maluku, Nusa Tenggara, Bali and Riau Islands
Maximum 15 (fifteen) years period


Using KPR BTN is More Profitable

Rates Variable Start From

5,00%

Interest Rate

Terms & Conditions

  • Civil Servants as Tapera participants who are already eligible and get priority from BP Tapera

  • Maximum Income 8,000,000* (Specifically for Papua Region: 10,000,000) *) is the income of one Tapera Participant

  • The credit ceiling is given based on the RAB according to the credit limit

  • Have sufficient ability (income) according to BTN calculations

  • Indonesian citizen at least 20 years old or married

How to Register

  • 1
    Find Out the Cost Requirement

    The applicant will find out the cost of building a house through BTN Properti and prepare sufficient funds

  • 2
    Prepare Documents

    Prepare complete documents and credit application form

  • 3
    File Processing

    BTN will process the application file using the Financial Information Service System (SLIK), data verification, and analysis

  • 4
    Credit Activation Successful

    KBR Tapera disbursement process has been successful

Find Answers to Your Questions

What is the KBR Tapera program?
KBR Tapera is a housing financing facility partnership with BP Tapera, namely Kredit Bangun Rumah (KBR) for Civil Servants.
What are the requirements that must be met?
The requirements for the KBR Tapera Submission Document are as follows:
a) ID Card (applicant and spouse for married prospective debtors)
b) Salary Slip for the last 3 months
c) Savings bank statement for the last 3 months
d) Photocopy of proof of title
e) Photo of the initial condition of the land
f) RAB and house floor plan
g) Photocopy of IMB
How long is the term of KBR Tapera?
The maximum tenor length of the KBR Tapera Program is 20 years.

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