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About BTN
Investor Relation PPID Career

BTN Solusi

Manage Financial Needs Easier with Competitive Interest Rates

Easily manage the financial needs of institutions and employees with low administration fees and interest rates

BTN Solusi

One stop service for salary management, performance allowances, and financial support for institutions and employees

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transaksi

Easy Transaction

Access transaction with Mobile, Internet Banking, and BTN Prioritas

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Employee Financing/Credit

Easy credit application for employees with special interest rates

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Various Investments

Investa savings, Deposits, Mutual Funds, and Bancassurance are available

Perencanaan

Planning & Protection

BTN Siap! and Bancassurance for finance and protection

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Salary Management

Automatic and systematic management of salary and benefit

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PPO Facility

Operational support and needs for giro placement

transaksi

Easy Transaction

Access transaction with Mobile, Internet Banking, and BTN Prioritas

icon-poin-spekta

Employee Financing/Credit

Easy credit application for employees with special interest rates

icon 3

Various Investments

Investa savings, Deposits, Mutual Funds, and Bancassurance are available

Perencanaan

Planning & Protection

BTN Siap! and Bancassurance for finance and protection

aksesbilitas

Salary Management

Automatic and systematic management of salary and benefit

icon-ragam

PPO Facility

Operational support and needs for giro placement

BTN Solusi Program

A bundling program of BTN products and services, including but not limited to credit/financing services with special interest rates
The BTN Solusi program offers financial solutions for PT PP Property employees

Transaction Solution

Payroll

Payroll

  1. 1

    Low monthly administration fee, only IDR 3,000

  2. 2

    Easy transactions from salary payments to daily transactions at all BTN Branch Offices

  3. 3

    Auto transfer facility to BTN accounts or other banks

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balé by BTN & Internet Banking

  1. 1

    Quick and easy registration

  2. 2

    The access is available for 24 hours/7 days for your transaction needs

  3. 3

    Easy payment for all your bills and needs without going to the bank

  4. 4

    Faster access to interest rate and exchange rate information

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Giro BTN Lembaga

  1. 1

    Ease of business activities and personal transactions

  2. 2

    Withdrawal at any time via Check/BG, BTN Cash Management System, and other media

  3. 3

    Safe and trusted money storage

  4. 4

    Attractive giro service facilities

  5. 5

    Monthly bank statement

Needs Solution

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KPR BTN Sejahtera FLPP

  1. 1

    Low down payment starting from 1%

  2. 2

    Subsidized down payment assistance from the government

  3. 3

    The interest rate is 5% and fixed

  4. 4

    No insurance premium

  5. 5

    Term up to 20 years

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KPR Tapera

  1. 1

    Easy and quick credit application

  2. 2

    The down payment is only 0%

  3. 3

    Term of up to 30 years

  4. 4

    The interest rate is 5% and fixed

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KPR/KPA BTN Platinum

  1. 1

    Low interest rates starting from 3.99%

  2. 2

    Insurance protection during the installment payment period

  3. 3

    Up to 15 years for KPA Platinum and 30 years for KPR Platinum

  4. 4

    Free credit ceiling application as desired

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Agunan Rumah

  1. 1

    Easy and fast credit application

  2. 2

    Competitive interest rates starting from 7.00%

  3. 3

    Flexible credit ceiling and no maximum limit

  4. 4

    Term up to 15 years

  5. 5

    Life insurance protection for the credit process

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Bangun Rumah

  1. 1

    Easy and fast credit application

  2. 2

    Competitive interest rates

  3. 3

    Flexible credit ceiling and no maximum limit

  4. 4

    Term up to 10 years

  5. 5

    Life insurance protection for the credit process

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Kredit MLT BPJS TK

  1. 1

    Low credit installment

  2. 2

    Term up to 30 years

  3. 3

    Down payment loan facility up to IDR 150,000,000

  4. 4

    Mortgage loan facility up to IDR 500,000,000,

  5. 5

    Special loan facility for home renovation up to Rp 200,000,000

Investment Solution

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Deposito BTN Lembaga

  1. 1

    Easy requirements in the deposit registration process

  2. 2

    As collateral for credit (Self-financing Credit)

  3. 3

    Low service fee

  4. 4

    Deposit interest can be transferred for various payments

  5. 5

    Competitive interest rate

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Tabungan BTN Investa

  1. 1

    Automatic transfer of funds to transactional accounts

  2. 2

    Withdrawal of funds can be made at any time with eChannels facility

  3. 3

    Easy deposit of funds through a Cash Deposit Machine

  4. 4

    Poin Spekta to earn attractive prizes

Planning Solution

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Tabungan BTN Siap

  1. 1

    Free insurance for future fund preparation

  2. 2

    Premium-free accident insurance protection

  3. 3

    Auto-debit facility from the main account

  4. 4

    Free monthly administration fee

  5. 5

    E-statements will be sent to the customer's email regularly

  6. 6

    Free to choose the period starting from 12 months and monthly deposit starting from IDR 100,000

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Bancassurance

  1. 1

    5 types of protection: Non-Unit Link, Unit Link, Product Integration, General Insurance, and Insurance Partner

  2. 2

    Provides maximum protection for you and your family

  3. 3

    Risk coverage for loss and damage to the insured/policyholder's event

  4. 4

    Cooperates with well-known and trusted insurance companies

How to Register

  • 1

    Visit the BTN Branch Office

    Customers can register for the BTN Solusi program through the nearest BTN Branch Officet

Find Answers to Your Questions

What if I want to cancel the BTN Solusi service?

You can visit the Customer Service at the nearest BTN and complete the necessary documents to cancel BTN Solusi service.

Can I register for BTN Solusi online?

No, registration for BTN Solusi services and programs cannot be done online.

Can only large institutions/companies register for BTN Solusi?

Yes, institutions that can apply for BTN Solusi are those with at least 20 employees.

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Always Provide Optimal Benefits

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Guidance & Information

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.