Supply Chain Financing
Enjoy financing facility to optimize your business
Terms & Conditions
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Open an account at Bank BTN
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Submit a Cooperation Agreement (PKS) with Bank BTN
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Submit the Legality Documents of the Applicant, Management and Shareholders, and other documents
Supply Chain Financing Scheme
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ⓘ Help fulfill working capital needs related to the production and distribution of goods.
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ⓘ Increase liquidity and business partner relationships and reduce financial risk.
Objective
Scheme | Objective |
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Payable Financing | Accelerate receipt of Supplier (Seller) receivables through invoice takeover without recourse by utilizing better Principal (Buyer) credit risk. Invoices that can be taken over are invoices that have been accepted. |
Supplier Financing | Accelerate the receipt of Supplier (Seller) receivables by financing invoices. Invoices that can be funded are invoices that have been accepted. |
Distributor Financing | Providing Supply Chain Financing facilities under the Distributor Financing scheme is intended for Distributors (Buyers) who already cooperate based on a contract agreed with the Principal (Seller). |
Benefit
Scheme | Benefit |
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Payable Financing | With the Supply Chain Financing Payable Financing scheme, the Supplier can receive payment of bills for invoices that have been taken over at an early/quick discount when compared to the due date of payment of bills by the Principal. |
Supplier Financing | With the SCF facility, the Supplier can receive early/quick payment of invoices when compared to the payment of invoices by the Principal at maturity. However, for this Supplier Financing scheme facility, the payment that the Supplier will receive is only partial. The remaining amount is to be paid by the invoice's due date. |
Distributor Financing | This facility is a financing facility used to pay bills to the Principal. The Bank will make a credit disbursement/withdrawal to finance part (maximum 80%) of the value of the invoice that has been accepted, while the remaining shortfall is self-financing from the Distributor. |
Find Answers to Your Questions
SCF consists of 4 schemes: Payable Financing, Supplier Financing, Receivable Financing, and Distributor Financing.
Supply Chain Financing aims to fulfill customers' supply chain needs through financing based on accepted invoices. The benefit of SCF is that it helps maintain customers' cash flow with the financing provided by the Bank.
The fees required for Supply Chain Financing are Interest/Discount Fees and Administration Fees.