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About BTN
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Giro BTN Prima iB

Optimize Your Financial Activities

Discover the ease and flexibility of your financial activities

Giro BTN Prima iB

Giro BTN Prima iB is a deposit with competitive profit sharing for companies that have high business transaction activities using the "Mudharabah Mutlaqah" (Investment) Akad, which is a cooperation between two parties with profits and losses shared according to the ratio agreed upon in advance.

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Special Benefits

Get attractive benefits from special programs

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Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

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Supporting Business Activities

Assist with payment and receipt activities in business

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Auto Debit Infaq

Yields can be auto-debited for infaq and shodaqoh

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Ease of Transaction

Get convenience in meeting daily transaction needs

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BTN Syariah Cash Management

Cash Management System facility to facilitate transactions

icon hadiah

Special Benefits

Get attractive benefits from special programs

icon kompetitif

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

icon-credit

Supporting Business Activities

Assist with payment and receipt activities in business

icon pinjaman

Auto Debit Infaq

Yields can be auto-debited for infaq and shodaqoh

icon mudah

Ease of Transaction

Get convenience in meeting daily transaction needs

icon cash management

BTN Syariah Cash Management

Cash Management System facility to facilitate transactions

Giro Profit Sharing

Balance Customer Ratio Bank Ratio
IDR 0 - IDR 100,000,000 0% 100.00%
>IDR 100,000,000 10.10% 89.90%
Initial Deposit
Individual IDR 500,000
Institution IDR 1,000,000
Institutions &
Joint Account		 IDR 1,000,000
Minimum Balance Due
Individual IDR 250,000
Institution IDR 500,000
Institutions &
Joint Account		 IDR 500,000

Description Cost
ATM card facility not available
Minimum target funds (hold) IDR 2,500,000
Minimum Initial deposit IDR 100,000
Minimum mandatory auto debit deposit IDR 50,000
Minimum manual deposit / top up IDR 10,000
Minimum balance IDR 50,000
Check and BG facilities as a means of payment
ATM facility for Individual Giran
Administration fee IDR 25,000
Checkbook / BG fee IDR 275,000
Bank reference fee IDR 50,000
Closing fee IDR 50,000
Administration of balance below minimum IDR 25,000

Terms And Conditions

  • Accounts can be valid for Indonesian citizens (WNI) and foreign citizens (WNA)

  • The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with the provisions applicable at the Bank

  • Must attach the required documents

  • Not listed on the valid black list published by BI

  • The individual in whose name the account opened is fully responsible for all obligations arising from the account

How to Open an Account

  • 1
    Prepare Initial Deposit Funds and Documents

    Prepare the documents and funds needed to make the initial deposit.

  • 2
    Visit the nearest BTN Syariah

    To open an account, customers can do so at the nearest BTN Syariah Branch Office or online.

  • 3
    Come to Customer Service

    Creating and applying for a savings account will be assisted by BTN Syariah customer service.

  • 4
    Complete Form

    Complete all required forms and submit the prepared documents.

  • 5
    Follow Procedure

    The customer can then follow the entire series of procedures directed.

  • 6
    BTN Prima iB Giro Opening was Successful

    The customer has received the BTN Prima iB Giro.

Find Answers To Your Questions

What is the BTN Prima iB Giro?
Giro BTN Prima iB is a savings account with competitive profit sharing for companies that have high business transaction activity using the "Mudharabah Mutlaqah" (Investment) Agreement.
How do I get the BTN Prima iB Giro?
The customer completes the documents for opening a BTN Prima iB Giro and an institutional account opening balance of IDR 1,000,000.
Who can take part in the BTN Prima iB Giro program?
Institutional customers and individual customers can take part in the BTN Prima iB Giro program.

Related Article

Giro BTN iB
Deposito BTN iB