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About BTN
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Deposito BTN iB

Investment for Future Benefits

Term investment with flexible term according to your needs.

Deposito BTN iB

Deposito BTN iB is a term deposit with a Mudharabah Agreement with a flexible term and has competitive profit sharing to meet various needs in the future.

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Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Auto Renewal

Deposits can be extended automatically at maturity

Flexible Term

Get a flexible time period according to your needs

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Distribution of Zakat

Profit sharing is intended for distribution of zakat infaq and shadaqah

Principal Accumulation

Enjoy profit sharing that can be accumulated into the principal

icon-limit-transaksi

Competitive Profit Sharing

Enjoy attractive and competitive profit sharing

Auto Renewal

Deposits can be extended automatically at maturity

Flexible Term

Get a flexible time period according to your needs

icon-limit-transaksi

Distribution of Zakat

Profit sharing is intended for distribution of zakat infaq and shadaqah

Principal Accumulation

Enjoy profit sharing that can be accumulated into the principal

Deposit Profit Sharing

Profit Sharing

Minimum Placement

Minimimum Placement Nominal
Individual Rp1.000.000,-

Service Charge

Type of Cost Cost
Billet Publication  Rp3.000,-
PReplacement of lost/damaged cards Rp5.000,-
Administration of Disbursement Before Maturity  Rp50.000,-

Fund Renewal System

  • ARO (Automatic Roll Over): Deposits can be extended automatically at each maturity date at the depositor's request

  • Non ARO (Non Automatic Roll Over): Not extended on the due date

  • Accumulate into Principal

  • Profit sharing can be transferred to a BTN Syariah Savings or Current account

Terms and conditions

  • Accounts can be valid for Indonesian citizens (WNI) and foreign citizens (WNA) 

  • The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with the provisions applicable at the Bank 

  • Must attach the required documents 

  • Not listed on the valid black list published by BI 

  • The individual in whose name the account opened is fully responsible for all obligations arising from the account 

Get More Complete Information

How to Register

  • 1
    Prepare Initial Deposit Funds and Documents

    Prepare the documents and funds needed to make the initial deposit.

  • 2
    Visit the nearest BTN Syariah

    To open an account, customers can do so at the nearest BTN Syariah Branch Office.

  • 3
    Come to Customer Service

    Creating and applying for a savings account will be assisted by BTN Syariah customer service.

  • 4
    Complete the Form

    Complete all required forms and submit the prepared documents.

  • 5
    Follow the Procedure

    Customers can then follow the entire series of procedures directed.

  • 6
    BTN iB Deposit Opening Successful

    The customer has received the BTN iB Depostio.

Find Answers To Your Questions

What is the minimum participation of BTN iB Deposit? 

Minimum participation of BTN iB Deposit is Rp1,000,000,-. 

What is the profit share of BTN iB Deposit? 

The profit share of BTN iB deposits or ratio is 29.50% for all deposit tenors..

What are the fees required to open a BTN iB deposit? 

The opening fee for BTN iB Deposit is a bilyet fee of Rp3,000 and a stamp duty fee of Rp10,000.

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