Pembiayaan Tunai Emas BTN iB

Fast, Safe, and Blessed Funds

Fulfill the need for funds with gold collateral and a safe process

Pembiayaan Tunai Emas BTN iB

Pembiayaan Tunai Emas BTN is a solution to the need for funds for emergency needs by pawning the gold owned with a fast and safe process using the "Qardh" (Pawn) contract accompanied by a pawn letter as a Marhun submission to guarantee the return of all or part of the customer's debt to the bank (Murtahin).

Various Purposes

Can be used to meet various needs

Insurance Coverage

Enjoy security with loss protection insurance

Security Guarantee

A hassle-free process with guaranteed security

High Financing Maximum

Get financing with a high value of up to IDR 250,000,000

Competitive Ujroh

Enjoy an interesting and competitive ujroh

Tenor 4 Months

Term up to 4 months and can be extended 2 times

Various Purposes

Can be used to meet various needs

Insurance Coverage

Enjoy security with loss protection insurance

Security Guarantee

A hassle-free process with guaranteed security

High Financing Maximum

Get financing with a high value of up to IDR 250,000,000

Competitive Ujroh

Enjoy an interesting and competitive ujroh

Tenor 4 Months

Term up to 4 months and can be extended 2 times

Financing Value

Gold Content	Maximum Financing
24	90%
20-23	85%
19-18	80%
17-16	80%

Terms And Conditions

Indonesian Citizens (WNI)
Minimum age 18 years or married

How to Register

1
Prepare Complete Documents

The applicant prepares the application file as well as personal documents and guarantees
2

Process and Verify Files

Application files and documents will be processed and verified by BTN Syariah
3

Gold Valuation Process

The bank assesses the applicant's gold which will be used as collateral
4

Financing Agreement

The applicant and the Bank enter into a sale and purchase agreement at the agreed purchase price of an item
5

Application Disbursement Process

If the financing agreement has been executed, BTN Syariah will disburse the financing application

Find Answers To Your Questions

What is BTN iB Gold Cash Financing?

BTN iB Gold Cash Financing is a solution to funding needs by pawning gold with a fast and safe process and using a "Qardh" (Pawn) contract which is accompanied by a pawn letter as a delivery of Marhun for guaranteed return to the bank (Murtahin).