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About BTN
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KPR BTN Platinum iB

It's time to buy your dream home and property

Get a dream home full of blessings through KPR BTN Platinum iB

KPR BTN Platinum iB

KPR BTN Platinum iB is a financing for the purchase of houses, shop houses, office houses, apartments and/or land and other types of properties with Murabahah contract.

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Shariah Compliant Agreement

Using a Sale and Purchase Agreement (Murahabah) - Ready Stock Building

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Easy Installments

Easy installments and flexible schemes (fixed and tiered)

Insurance Coverage

Life and fire insurance coverage

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Light Down Payment

Low down payment up to 0%

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Easy Process

Enjoy the contract with a quick and easy process

Flexible Term

Kemudahan angsuran dengan jangka waktu hingga 30 tahun

icon-handshake

Shariah Compliant Agreement

Using a Sale and Purchase Agreement (Murahabah) - Ready Stock Building

icon-angsuran

Easy Installments

Easy installments and flexible schemes (fixed and tiered)

Insurance Coverage

Life and fire insurance coverage

icon-poin-spekta

Light Down Payment

Low down payment up to 0%

icon-waktu

Easy Process

Enjoy the contract with a quick and easy process

Flexible Term

Kemudahan angsuran dengan jangka waktu hingga 30 tahun



Terms And Conditions

  • Indonesian Citizens (WNI)

  • Minimum age 21 years or married

  • At the time the financing is paid off, no more than 65 years old

  • Minimum work period of 1 year or 3 years of business for entrepreneurs and professionals

  • Does not have credit/financing problems (SLIK OJK clear)

  • Have NPWP or SPT Article 21

Get More Complete Information

How to Register

  • 1

    Prepare Complete Documents

    The applicant prepares the application file as well as documents of identity, income and object of purchase.
    Submissions can be made through all BTN Syariah Branch Offices.
  • 2

    Process and Verify Files

    Application files and documents will be processed and verified by BTN Syariah

  • 3

    Prepare Contract Fees

    If the file has been approved, prepare the pre-realization fees for Bank, Notary and applicable Sales and Purchase Taxes.

  • 4

    Akad

    Sales Purchase and Financing Agreement with Notary, Seller and Bank.

  • 5

    Disbursement of Funds

    The Bank will disburse financing funds to the Developer, Customer Handing Over the House Unit.

Find Answers To Your Questions

What is BTN Platinum iB KPR?

KPR BTN Platinum iB is a property ownership financing solution with an easy and fast process through a "Murabahah" contract with the condition of the Ready Stock home financing object.

Who can get a BTN Platinum iB KPR?

The BTN Platinum iB KPR can be participated in by all customers applying for KPR who meet the BTN Syariah terms and conditions.

How much is the service fee for KPR BTN Platinum iB?

BTN Platinum iB KPR service fees are in the form of Pre-Realization Bank fees which consist of; administration fees, processing fees, notary fees, collateral binding fees, appraisal fees, life insurance fees, and fire fees, the nominal of which will be adjusted to the approved financing.

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