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Ease of realizing your dream home without hesitation through Istishna contract
KPR BTN Indent iB is a sharia financing facility that uses the "Istishna" contract or sale and purchase of orders in accordance with sharia intended specifically for houses, shop houses, and apartments.
Using a Sale and Purchase Agreement (Murahabah) - Ready Stock Building
Easy installments and flexible schemes (fixed and tiered)
Life and fire insurance coverage
Low down payment up to 0%
Enjoy the contract with a quick and easy process
Kemudahan angsuran dengan jangka waktu hingga 30 tahun
Using a Sale and Purchase Agreement (Murahabah) - Ready Stock Building
Easy installments and flexible schemes (fixed and tiered)
Life and fire insurance coverage
Low down payment up to 0%
Enjoy the contract with a quick and easy process
Kemudahan angsuran dengan jangka waktu hingga 30 tahun
Indonesian Citizens (WNI)
Minimum age 21 years or married
At the time the financing is paid off, no more than 65 years old
Minimum work period of 1 year or 3 years of business for entrepreneurs and professionals
Does not have problematic credit/financing (clear OJK SLIK)
Have NPWP or SPT Article 21
The BTN Indent iB KPR facility only applies to the first property ownership credit/financing facility for customers accepted at the Bank or other Banks
The applicant prepares the application file as well as documents of identity, income and object of purchase.
Submissions can be made through all BTN Syariah Branch Offices.
Application files and documents will be processed and verified by Bank BTN Syariah
If the file has been approved, prepare the pre-realization fees for Bank, Notary and applicable Sales and Purchase Taxes.
Sales Purchase and Financing Agreement with Notary, Seller and Bank.
The Bank will disburse financing funds to the Developer according to the development progress, the Customer Handovers the House Unit after the house unit is built.
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