Regular Audits of Ethical Standards

The bank has implemented comprehensive oversight practices for ethical standards through various mechanisms and initiatives. One key step is the integration of a whistleblowing system (WBS) as a reporting channel that facilitates the anonymous and transparent submission of reports related to ethical violations. This ensures that breaches of the code of ethics can be promptly identified and addressed.

In addition, the bank conducts regular annual audits to ensure compliance with the established code of ethics. The bank also utilizes a compliance checklist as a tool to ensure that all work units adhere to applicable rules and policies.

Furthermore, the commitment to integrity is strengthened through the implementation of an integrity pact, which all employees are required to sign. This pact not only serves as a symbol of commitment but also as an internal control tool to monitor compliance with ethical standards.

Additionally, the bank has implemented a scoring-based corporate culture assessment system to measure behavior and compliance in each work unit. This assessment is conducted monthly to provide a clear picture of the consistent application of the bank's core cultural values.