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Own your dream items with a process in accordance with the Murabahah contract
Pembiayaan Multimanfaat BTN iB is a financing facility with a "Murabahah" or Sale and Purchase contract for the purpose of various types of goods including electronics, furniture and other halal goods.
Fixed installments until paid in full
Ease of fulfilling your dream item needs or refinancing ownership of goods
Guaranteed life and fire insurance protection
Pembiayaan maksimal 100% dari harga barang
Enjoy attractive and competitive margin values
Kemudahan angsuran dengan jangka waktu hingga 15 tahun
Fixed installments until paid in full
Ease of fulfilling your dream item needs or refinancing ownership of goods
Guaranteed life and fire insurance protection
Pembiayaan maksimal 100% dari harga barang
Enjoy attractive and competitive margin values
Kemudahan angsuran dengan jangka waktu hingga 15 tahun
Indonesian Citizens (WNI)
Minimum age 21 years or married
When the financing is paid off, no more than retirement age for employees or no more than 65 years for entrepreneurs and professionals
Minimum work period of 1 year or 3 years of business for entrepreneurs and professionals
Does not have problematic credit/financing (clear OJK SLIK)
The applicant prepares the application file as well as documents of identity, income and object of purchase.
Submissions can be made through all BTN Syariah Branch Offices.
Application files and documents will be processed and verified by Bank BTN Syariah
If the documents have been approved, ensure that the applicant's pre-realization cost funds are available.
The applicant and the Bank enter into a sale and purchase agreement with the agreed purchase price of an item.
If the financing agreement has been carried out, Bank BTN Syariah will disburse the financing application.
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