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Kendaraan Bermotor BTN iB

Own your dream vehicle easier

Get the vehicle you want with a more blessed contract

Kendaraan Bermotor BTN iB

Pembiayaan Kendaraan Bermotor BTN iB is a financing facility with a Murahabah or sale and purchase contract in accordance with sharia principles for vehicle ownership.

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Insurance Coverage

Protected by life insurance and financing

Fixed and Easy Installments

Installments without hesitation with a fixed value

Maximum Financing

Maximum financing up to 70% for motorbikes and 80% for cars

Tenor up to. 5 years

The term is 4 years for motorbikes and 5 years for cars

Collateral Type

Special collateral in the form of car or motorbike BPKB

Competitive Margins

Enjoy attractive and competitive margin values

icon-angsuran

Insurance Coverage

Protected by life insurance and financing

Fixed and Easy Installments

Installments without hesitation with a fixed value

Maximum Financing

Maximum financing up to 70% for motorbikes and 80% for cars

Tenor up to. 5 years

The term is 4 years for motorbikes and 5 years for cars

Collateral Type

Special collateral in the form of car or motorbike BPKB

Competitive Margins

Enjoy attractive and competitive margin values



Terms And Conditions

  • Indonesian Citizens (WNI)

  • Minimum age 21 years or married

  • When the financing is paid off, no more than retirement age for employees or no more than 65 years for entrepreneurs and professionals

  • Minimum work period of 1 year or 3 years of business for entrepreneurs and professionals

  • Does not have problematic credit/financing (clear OJK SLIK)

How to Register

  • 1
    Prepare Complete Documents

    The applicant prepares the application file as well as documents of identity, income and object of purchase
    Submissions can be made through all BTN Syariah Branch Offices.
  • 2
    Process and Verify Files

    Application files and documents will be processed and verified by BTN Syariah

  • 3
    Ensure Sufficient Funds

    If the file has been approved, ensure that the applicant's pre-realization cost funds are available

  • 4
    Financing Agreement

    The applicant and the Bank enter into a sale and purchase agreement at the agreed purchase price of an item

  • 5
    Application Disbursement Process

    If the financing agreement has been executed, BTN Syariah will disburse the financing application

Find Answers To Your Questions

What is BTN iB Motor Vehicle Financing?

BTN iB Motor Vehicle Financing is financing intended for motor vehicle ownership needs using a "Murabahah" (Sales and Purchases) contract.

What is the maximum financing that can be applied for?

The maximum BTN iB motor vehicle financing that can be applied for is 80% of the vehicle selling price.

What types of vehicles can be applied for with BTN iB Motor Vehicle Financing?

The types of vehicles that can be applied for BTN iB Motor Vehicle Financing are four-wheeled vehicles and two-wheeled vehicles in new condition.

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