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About BTN
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Tabungan BTN Batara

Special Savings for You and Your Family

The right solution for family savings and all daily transactions

Tabungan BTN Batara

Transactional savings solutions with easy purchase and payment transactions through BTN channels to support financial activities.

feature 1

Easy Transactions

Easy regular transactions, House Ownership Financing (KPR) payment, payroll, and retired customers

Accessibility

Accessibility

Get a Visa ATM card for unlimited transactions

E-Channel

BTN e'Channel

Enjoy online transactions with e-Banking (Mobile Banking & Internet Banking)

spekta

Spekta Point

Collect Specta Points and exchange them for attractive prizes

Reward

Reward BTN

Choice of benefits with various options for Priority customers

feature 1

Easy Transactions

Easy regular transactions, House Ownership Financing (KPR) payment, payroll, and retired customers

Accessibility

Accessibility

Get a Visa ATM card for unlimited transactions

E-Channel

BTN e'Channel

Enjoy online transactions with e-Banking (Mobile Banking & Internet Banking)

spekta

Spekta Point

Collect Specta Points and exchange them for attractive prizes

Reward

Reward BTN

Choice of benefits with various options for Priority customers

Savings Interest Rate

Balance Rate Interest Rate
IDR 0 s.d IDR 1.000.000 0,00%
>IDR 1.000.000,- s.d. ≤IDR 50.000.000,- 0,10%
>IDR 50.000.000,- s.d. ≤IDR 500.000.000, 0,10%
>IDR 500.000.000,- s.d. ≤IDR 1.000.000.000,- 0,50%
>IDR 1.000.000.000,- s.d. ≤IDR 2.000.000.000,- 1,00%
>IDR 2.000.000.000,- 1,00%

Deposit Fee



Fee Type Fee
Initial deposit IDR200.000
Minimum balance IDR 10,000
Minimum subsequent deposit IDR 10,000
Fee Type Fee
Initial deposit Free
Minimum balance IDR 10,000
Minimum subsequent deposit IDR 10,000

Service Fee



Fee Type Fee
Administration fee IDR 12,500 per month
Minimum balance penalty IDR 5,000 per month
Account closing fee IDR 50,000
Lost/damaged passbook replacement fee IDR 15,000
Passive account fee IDR 5,000 per month
Current account printing fee IDR 5,000 per sheet
ATM card replacement fee IDR 15,000
Fund withdrawal fee at the counter
  • Nominal amount
    <IDR 5,000,000: IDR 5,000-
  • Nominal
    IDR 5,000,000 to IDR 10,000,000: IDR 10,000
View Other Service Fees
Fee Type Fee
Administration fee IDR 2,000 per month
Minimum balance penalty IDR 5,000 per month
Account closing fee IDR 50,000
Lost/damaged passbook replacement fee IDR 15,000
Passive account fee IDR 5,000 per month
Current account printing fee IDR 5,000 per sheet
ATM card replacement fee IDR 15,000
Fund withdrawal fee at the counter
  • Nominal amount
    <IDR 5,000,000: IDR 5,000-
  • Nominal
    IDR 5,000,000 to IDR 10,000,000: IDR 10,000
View Other Service Fees

Term & Condition

  • Accounts can be valid for Indonesian citizens (WNI) and foreign citizens (WNA)

  • Can be used for institutional customers

  • Individual and institutional customers can open an account and are fully responsible for all obligations of the account.

  • It is mandatory to attach the complete required documents

  • The account is declared active and can be used effectively after being approved and activated by the Bank in accordance with the provisions applicable at the Bank.

Find More Information

How To Register

via BTN Branch Office (Offline)

  • 1

    Prepare Documents and Funds

    Customers can prepare complete documents along with the first deposit amount of Rp200.000,-

  • 2

    Visit BTN Branch Office/Open Account

    Customers can visit the nearest BTN Branch Office or via BTN Open Account to process the account.

  • 3

    Fill in the Form

    Customers fill out the form provided and submit the required complete documents.

  • 4

    Account Activation Successful.

    Customers can follow the procedures directed by customer service until the BTN Batara Savings can be used.

via balé by BTN (Online)

  • 1

    Login to balé by BTN Account

    Customers log in to their respective balé by BTN accounts.

  • 2

    Select Savings Type

    Customers choose BTN Batara Savings.

  • 3

    Select Fund Source Account

    Customers select the account that will be used as the source of initial deposit funds.

  • 4

    Enter Initial Deposit Amount

    Customers fill in the initial deposit amount of Rp200,000. Then, click Continue and enter the MPIN.

  • 5

    Account Activation Successful

    BTN Batara Savings Account can be used effectively for your transactions.

Find Answers To Your Questions

Is there a fee if the savings book is lost/damaged?

Yes, there will be a fee for replacing the passbook, and it is charged for passbook replacement is IDR 15,000.

What are the documents required to open Tabungan BTN Batara?

The required documents for opening Tabungan BTN Batara are ID Card and NPWP.

How much is the administration fee for Tabungan BTN Batara?

Tabungan BTN Batara administration fee is IDR 12,500 per month.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.