![Ethics](/-/media/Images/About/Commitment-Sustainability/card-1.png?h=334&w=594&hash=CF03B029B6A0B394FB251555C8C5EE07)
Portofolio Guidelines
Portfolio guidelines for Commercial and Corporate segments
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-2.png?h=334&w=594&hash=9647733783EFE543F4800E70CE29B352)
Green Mortgage
Increased officer capabilities with Green Mortgage
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-3.png?h=334&w=594&hash=8E7CE2509DA98169F4AB1E6C196BEE03)
Respectful Workplace & DEI (Diversity, Equity, and Inclusion)
Assessment of the quality of corporate programs for diversity
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-4.png?h=334&w=594&hash=09D6AF9B49E061EB2E8F1DB15B8D0A2F)
Commitment to the Procurement Process for Goods and Services
Support for implementing Sustainable Finance for suppliers
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-5.png?h=334&w=594&hash=9DC3D1C4CDCAB1956057FE093FDA1949)
Gender Pay Disclosure
Gender equality for women's and men's salaries
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-6.png?h=334&w=594&hash=1293FB491E0D1DABC120CF1311AA80B1)
Women Talent
Support the development of the best talent through BTN TAP
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-7.png?h=334&w=594&hash=68ED1597CE2A56828EACD49DA33FDA5D)
Risk Management
Risk assessment commitment to bank activities
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-8.png?h=334&w=594&hash=68B0A728F602DFAD2B7F1C507317D018)
Trade Union Statement
Protection and fulfillment of employee rights
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-9.png?h=334&w=594&hash=EEFF69D388925B3DB87125F5737E3B50)
Stakeholder Engagement
Engagement with companies that support ESG
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-10.png?h=334&w=594&hash=E5CB7D4D3935062A515BB07BDA94BC81)
Data Privacy & Cybersecurity
Protection of customer data in the Bank's General Policy
![bribery](/-/media/Images/About/Commitment-Sustainability/card-11.png?h=334&w=594&hash=9F73D90E529396359281CB0CB8781F5A)
Bribery and Corruption
Gratification and corruption in specific policies and technical regulations
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-12.png?h=334&w=594&hash=C05C79E0BF136EC0493D551D053F69E4)
Whistleblower Policy
WBS Management in the WBS Management Technical Instructions
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-13.png?h=334&w=594&hash=7859DB29505106DE0A42C6872C139015)
Business Ethics Policy
Implementation of good business ethics in the Code of Conduct
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-14.png?h=161&w=287&hash=851B1E8687871B7911A7BC7482535402)
Operational Risk Management
Procedures for early detection of potential fraud risks
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-14.png?h=161&w=287&hash=851B1E8687871B7911A7BC7482535402)
High Risk Jurisdiction
Enhanced Due Diligence and risk prevention
![Ethics](/-/media/Images/About/Commitment-Sustainability/card-14.png?h=161&w=287&hash=851B1E8687871B7911A7BC7482535402)
ESG Committee
The ESG Committee is chaired by the President Director and several Directors