IFG LifeSAVER
Your accident protection for travel and sports activities with subscription fees starting from IDR 29,000 and providing medical protection due to accidents and total benefits of up to IDR 200,000,000.
IFG LifeSAVER is an insurance product of PT Asuransi Jiwa IFG Life whose marketing is done through Bank BTN. Therefore, IFG LifeSAVER product is NOT a Bank BTN product and is not included in the coverage of the government or Lembaga Penjamin Simpanan guarantee object. Bank BTN is not responsible for the policy issued by PT Asuransi Jiwa IFG. PT Asuransi Jiwa IFG is a financial services company licensed and supervised by the Financial Services Authority.
Protected Activity
LifeSAVER protects the insured in all types of activities, including travel and extreme sports
Affordable Premium
With a subscription fee starting from IDR 29,000, LifeSAVER can also cover injuries from sports activities and travel accidents
Quick and Easy
In emergency situations, LifeSAVER can provide immediate assistance because it has collaborated with 1000+ health facilities in Indonesia
Various Benefits
Benefits range from medical protection due to accidents, injuries, to physiotherapy.
Protected Activity
LifeSAVER protects the insured in all types of activities, including travel and extreme sports
Affordable Premium
With a subscription fee starting from IDR 29,000, LifeSAVER can also cover injuries from sports activities and travel accidents
Quick and Easy
In emergency situations, LifeSAVER can provide immediate assistance because it has collaborated with 1000+ health facilities in Indonesia
Various Benefits
Benefits range from medical protection due to accidents, injuries, to physiotherapy.
Insurance Information
Insurance Benefits
Specification
| Specification | ||
|---|---|---|
| Entry Age of Policyholder | 18 - 69 years old | |
| Insured Entry Age | 30 days - 69 years old | |
| Insurance Period | 1 month (30 days) | |
| Premium Fee | IDR 29,000 and IDR 99,000 | |
| Medical Coverage Benefits | Benefits Accidental medical coverage up to IDR 400,000,000 | |
| Permanent disability benefit up to IDR 40,000,000 | ||
| Death benefit up to IDR 40,000,000 | ||
| Premium Payment Method | Monthly | |
Terms & Conditions
Terms
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Ensure your BTN Mobile App is active
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Complete the required documents
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Make a purchase using the BTN Mobile App on the lifestyle menu, select accident insurance, and choose the LifeSAVER product.
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All information, statements, and notices provided are the basis for the Policy and are an integral part of the Policy
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Correctness and completeness of the data is the responsibility of the Policyholder and/or Insured.
Conditions
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Premium Payment Requirement
- Prospective Policyholders are required to pay the Premium to the Insurer according to the Premium amount and Premium payment method as stated in the Policy
- Premium payment is considered valid, if the funds have been received fully by the Insurer
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Claim Submission
- Prepare claim documents, fill out completely, and sign the claim submission form
- The claim submission form can be downloaded from IFG Life's official website/media
- Submit all claim documents according to the claim submission requirements to the Insurer's office or can directly visit the nearest Walk in Customer & Insurer Representative Office or BTN Branch Office
- The Insurer receives, examines, and analyzes the submitted claim documents. To find out the claim status, the Policyholder / Insured can contact the Call Center 1500 176 or its revised number
- If the claim is approved, the claim payment will be paid by the Insurer no later than 14 (fourteen) working days after the claim decision is approved.
Illustration
Illustration of Benefits
| Adit (26 years old) is one of the Running Marathon community members who purchased IFG LifeSAVER products, with the following protection details: | ||
|---|---|---|
| Insured Name | Adit | |
| Insurance Period | 1 month | |
| Sum Assured | According to the table below Premium: IDR 99,000 | |
| Premium | According to the table below | |
| Medical cost benefit due to accident (per case) while doing sports activities, travel/trip, or adventure: | ||
|---|---|---|
| Maximum hospitalization of | IDR 30,000,000 | |
| Outpatient maximum | IDR 10,000,000 | |
| Reimbursement of medical expenses for certain injuries up to a maximum of IDR 400,000,000 with the following details: | |
|---|---|
| Specified Injury | Sum Insured (Maximum) |
| Fracture Bone | IDR 100,000,000,- |
| Facial Reconstruction | IDR 100,000,000,- |
| Severe Head Injury | IDR 100,000,000,- |
| Eye Injury | IDR 25,000,000,- |
| Oral and Dental Injury | IDR 25,000,000,- |
| Water Sports Injury (optional) | IDR 65,000,000,- |
Death benefit caused by accident or permanent disability benefit due to accident up to a maximum of IDR 40,000,000.
According to the benefit details above, here is an illustration of the benefit amount that will be received by Adit:
Illustration 1
On January 10, 2023, if Adit has an accident that results in partial permanent disability on one leg from the ankle down, then according to the benefit table, Adit will be paid partial permanent disability benefits on one leg from the ankle down in 35% of IDR 40,000,000 or IDR 14,000,000.
If the insurer has paid partial permanent disability benefits, and during the same insurance period Adit dies due to an accident, the insurer will pay the remaining insurance money benefits with the following details:
- Insurance Money - Partial Insurance Permanent Disability Benefit that has been paid
- IDR 40,000,000 - IDR 14,000,000
- IDR 26,000,000.
And the coverage for this insurance ends.
Illustration 2
On January 15, 2023, Adit is hospitalized in the hospital because he suffers a fracture while doing sports activities. After undergoing care and treatment for 10 days, the total costs charged by the hospital amounted to IDR 27,500,000, then the insurer will pay the full bill of IDR 27,500,000.
Adit is still required medically for outpatient treatment of the fracture, and the outpatient treatment cost for the fracture charged by the hospital is IDR 2,500,000, then the insurer will pay the full outpatient fee of IDR 2,500,000.
Furthermore, the remaining benefits owned by Adit for reimbursement of certain medical expenses for fractures are:
- IDR 100,000,000 - IDR 27,500,000 - IDR 2,500,000
- IDR 70,000,000.
And the coverage for this insurance ends.
How to Register
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1
Open BTN Mobile
LifeSAVER products are available on BTN Mobile at Lifestyle menu and select Accident Insurance.
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2
Upload the Data
Complete the data and required documents to be uploaded.
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3
Check the Statement
Make sure the information, statements, and notifications provided are the basis for the Policy and an integral part of the Policy.
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4
Complete the Registration
Correctness and completeness of the data is the responsibility of the Policyholder and/or the Insured.
Find Answer For Your Question
Complaint Service And Claim
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Call Center
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1500-176
Senin-Jumat : 08.00-17.00
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Email
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customer_care@ifg-life.id
Senin-Jumat : 08.00-17.00
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customer_care@ifg-life.id
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Walk in ke Kantor Representatif
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Website
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Whatsapp
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08111-372-848
Senin-Jumat : 08.00-16.00
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08111-372-848
