IFG LifeSAVER
Your accident protection for travel and sports activities with subscription fees starting from IDR 29,000 and providing medical protection due to accidents and total benefits of up to IDR 200,000,000.
IFG LifeSAVER is an insurance product of PT Asuransi Jiwa IFG Life whose marketing is done through Bank BTN. Therefore, IFG LifeSAVER product is NOT a Bank BTN product and is not included in the coverage of the government or Lembaga Penjamin Simpanan guarantee object. Bank BTN is not responsible for the policy issued by PT Asuransi Jiwa IFG. PT Asuransi Jiwa IFG is a financial services company licensed and supervised by the Financial Services Authority.
Protected Activity
LifeSAVER protects the insured in all types of activities, including travel and extreme sports
Affordable Premium
With a subscription fee starting from IDR 29,000, LifeSAVER can also cover injuries from sports activities and travel accidents
Quick and Easy
In emergency situations, LifeSAVER can provide immediate assistance because it has collaborated with 1000+ health facilities in Indonesia
Various Benefits
Benefits range from medical protection due to accidents, injuries, to physiotherapy.
Protected Activity
LifeSAVER protects the insured in all types of activities, including travel and extreme sports
Affordable Premium
With a subscription fee starting from IDR 29,000, LifeSAVER can also cover injuries from sports activities and travel accidents
Quick and Easy
In emergency situations, LifeSAVER can provide immediate assistance because it has collaborated with 1000+ health facilities in Indonesia
Various Benefits
Benefits range from medical protection due to accidents, injuries, to physiotherapy.
Insurance Information
Manfaat Asuransi
Specification
| Specification | ||
|---|---|---|
| Entry Age of Policyholder | 18 - 69 years old | |
| Insured Entry Age | 30 days - 69 years old | |
| Insurance Period | 1 month (30 days) | |
| Premium Fee | IDR 29,000 and IDR 99,000 | |
| Medical Coverage Benefits | Benefits Accidental medical coverage up to IDR 400,000,000 | |
| Permanent disability benefit up to IDR 40,000,000 | ||
| Death benefit up to IDR 40,000,000 | ||
| Premium Payment Method | Monthly | |
Terms & Conditions
Terms
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Ensure your BTN Mobile App is active
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Complete the required documents
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Make a purchase using the BTN Mobile App on the lifestyle menu, select accident insurance, and choose the LifeSAVER product.
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All information, statements, and notices provided are the basis for the Policy and are an integral part of the Policy
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Correctness and completeness of the data is the responsibility of the Policyholder and/or Insured.
Conditions
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Premium Payment Requirement
- Prospective Policyholders are required to pay the Premium to the Insurer according to the Premium amount and Premium payment method as stated in the Policy
- Premium payment is considered valid, if the funds have been received fully by the Insurer
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Claim Submission
- Prepare claim documents, fill out completely, and sign the claim submission form
- The claim submission form can be downloaded from IFG Life's official website/media
- Submit all claim documents according to the claim submission requirements to the Insurer's office or can directly visit the nearest Walk in Customer & Insurer Representative Office or BTN Branch Office
- The Insurer receives, examines, and analyzes the submitted claim documents. To find out the claim status, the Policyholder / Insured can contact the Call Center 1500 176 or its revised number
- If the claim is approved, the claim payment will be paid by the Insurer no later than 14 (fourteen) working days after the claim decision is approved.
Illustration
Illustration of Benefits
| Adit (30 years old) purchased the IFG LifeCover Policy as follows: | ||
|---|---|---|
| Insured Name | Adit | |
| Insurance Period | January 1, 2023 - December 31, 2023 | |
| Insured Sum | Rp. 500,000,000,- | |
| Premi | Rp91.500,- | |
| How to Pay Premiums | Monthly | |
Illustration 1
- If by the end of the Insurance Period (31 December 2023) Adit does not experience the risk of death in the first year of the Policy, then no benefit payments will be paid. IFG LifeCOVER coverage can be continued if Adit extends it; or
- If Adit dies due to illness on September 18 2023 (during the first year of the Insurance Period), then the Insurance Benefit paid will be 100% of the Premium, namely IDR 91,500,- x 8 / Premium payment period = Rp. 732,000,- and then the insurance ends; or
- If Adit dies due to an accident on March 18 2023, the Insurance Benefit paid will be the Sum Insured of IDR 500,000,000,- and then the insurance ends.
Illustration 2
Adit extended the policy in the second year (1 January 2024 - 31 December 2024) with a premium of IDR 91,500/month.
- If Adit dies due to illness on December 15 2024 (during the second year of the Insurance Period) then the Insurance Benefit paid will be 100% of the Sum Insured, namely IDR 500,000,000,- and then the insurance ends; or
- Adit died due to an accident on September 18 2024, so the insurance benefit paid was 100% of the sum insured, namely IDR 500,000,000,- and then the insurance ended.
Illustration 3
Adit did not extend the Policy before the l year Insurance Period ended (31 December 2023), so the Policy ended. Then on February 1 2024, Adit again purchased IFG LifeCOVER Insurance with an insurance period of 1 year (after the policy recovery period) with a premium of IDR 91,500/month.
- If Adit dies due to illness on November 11 2024, then the Insurance Benefit paid will be IDR 91,500,- (the amount of the premium that has been paid) and then the insurance ends.
- If Adit dies due to an accident on November 11 2024, then the Insurance Benefit paid will be IDR 500,000,000,- and then the insurance ends.
How to Register
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1
Open BTN Mobile
LifeSAVER products are available on BTN Mobile at Lifestyle menu and select Accident Insurance.
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2
Upload the Data
Complete the data and required documents to be uploaded.
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3
Check the Statement
Make sure the information, statements, and notifications provided are the basis for the Policy and an integral part of the Policy.
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4
Complete the Registration
Correctness and completeness of the data is the responsibility of the Policyholder and/or the Insured.
Find Answer For Your Question
Complaint Service And Claim
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Call Center
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1500-176
Senin-Jumat : 08.00-17.00
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Email
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customer_care@ifg-life.id
Senin-Jumat : 08.00-17.00
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customer_care@ifg-life.id
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Walk in ke Kantor Representatif
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Website
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Whatsapp
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08111-372-848
Senin-Jumat : 08.00-16.00
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08111-372-848
