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Motor Vehicle Insurance

Comprehensive Protection for Motor Vehicles

Financial protection against loss/damage due to unexpected events in motor vehicles

Motor Vehicle Insurance

Protection that covers damage to motor vehicles and insured assets and provides peace of mind in dealing with potential financial risks.

Motor Vehicle Insurance is an insurance product from PT Asuransi Binagriya Upakara as a licensed financial services provider and its marketing is carried out through Bank BTN. Therefore, the Family Pro product is NOT a Bank BTN product so Bank BTN is not responsible for the policies issued by PT Asuransi Binagriya Upakara.

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Legal Responsibility

Industry leading third party legal liability guarantee

Compensation for Losses

Protection against various risks that could damage or damage the vehicle includes vehicle repair or replacement

Death Compensation or Medical Expenses

Providing compensation to heirs in the case of the death of the driver and passenger

spekta

Comprehensive Protection

Provides peace of mind and financial security in facing various risks that may occur while driving

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Legal Responsibility

Industry leading third party legal liability guarantee

Compensation for Losses

Protection against various risks that could damage or damage the vehicle includes vehicle repair or replacement

Death Compensation or Medical Expenses

Providing compensation to heirs in the case of the death of the driver and passenger

spekta

Comprehensive Protection

Provides peace of mind and financial security in facing various risks that may occur while driving

Insurance Information

Insurance Benefits

Compensation for losses (Damage or Loss) of Motor Vehicles, which are partly or wholly caused by Collision, Collision, Overturning or Falling Over, Other people's malicious acts, Theft, Fire, with Extended Guarantee:

  • Floods including typhoons

  • Earthquake, Tsunami

  • Unrest and Unrest (SRCC)

  • Terrorism and Sabotage

  • Legal Responsibility towards third parties (Passenger Vehicles and Motorcycles)

  • Legal Responsibility towards third parties (Commercial Vehicles, Trucks and Buses)

  • Personal Accidents for Passengers

  • Legal Responsibility for Passengers

Product Specifications

This coverage does not cover Loss, Damage, Costs, and/or Legal Liability to Third Parties, caused by:

  • Vehicles are used to pull or push vehicles or other objects, give driving lessons, participate in competitions, practice, develop skills or speed hobbies, demonstrate, commit crimes

  • Evil acts committed by the insured himself, husband or wife, children, parents or siblings of the insured, people instructed by the insured, management, shareholders, commissioners or employees if the insured is a Legal Entity

  • Embezzlement, fraud, hypnosis and the like

  • Use of vehicles other than those listed in the Policy

  • Excess load over the vehicle capacity specified by the manufacturer

  • Exclusions listed in the insurance policy

Term & Condition

  • The insured immediately notifies the claims department of PT Asuransi Binagriya Upakara no later than 5 (ima) calendar days from the occurrence of loss and/or damage whether for a single accident or involving a third party, either verbally or in writing to the Binagriya Claim Center Hotline (specifically for the Jabodetabek area) or to Branch Offices & Nearest Marketing Office

  • In the event of theft or damage or other malicious acts carried out by a third party, it must be immediately reported to the nearest authorities or police and ask for proof of the report.

  • The insured is obliged to maintain and maintain equipment that has experienced damage/loss for inspection by the insurance company

  • If the condition of the car is still operable, you can immediately take it to the nearest Binagriya Partner Workshop to the location of the accident or where your house/car is located.

  • Prepare supporting documents tailored to the type of claim (Partial Loss or Total Loss)

Find More Information

Find Answer For Your Question

Who can be the insured of Asuransi Kendaraan Bermotor?

The insured of Asuransi Kendaraan Bermotor is; Individuals or Legal Entities who have interests in coverage objects, which are insured for the loss and or damage to the vehicle.

What is covered by Asuransi Kendaraan Bermotor?

Asuransi Kendaraan Bermotor covers motor vehicles and their equipments.

How much value does Asuransi Kendaraan Bermotor offer?

The offered value of Asuransi Kendaraan Bermotor is the reasonable value (market place) of the insured object.

What is the reimbursement amount offered by Asuransi Kendaraan Bermotor?

The amount of compensation offered by Asuransi Kendaraan Bermotor is the real loss value of the insured object, such as the current condition before the loss occurred.

Vehicle Protection to Prioritize Safety

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.