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Home ownership program from the Government aimed at Low-Income Communities (MBR) with light installments, for the purchase of the first house (tread prosperous house or flats prosperous house) built by the developer.
KPR Subsidized FLPP scheme (Housing Financing Liquidity Facility) whose management is carried out by BP Tapera which is intended for Low-Income Communities (MBR) non-participants Tapera with formal employment (fixed income) and informal employment (non-fixed income) using Murabahah contract.
Low down payment starting from 1%
Fixed installments until paid in full and easy with a margin of only 5%
Customers get life and fire insurance protection, and are not charged Value Added Tax
Wide network of cooperation with developers throughout Indonesia
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Low down payment starting from 1%
Fixed installments until paid in full and easy with a margin of only 5%
Customers get life and fire insurance protection, and are not charged Value Added Tax
Wide network of cooperation with developers throughout Indonesia
Down payment assistance subsidy of IDR 4,000,000 (only for landed houses)
Financing term up to 20 years
Indonesian Citizens (WNI)
Have an e-KTP
Minimum age 21 years or married
At the time the financing is paid off, no more than 65 years of age
The minimum business period (non-fixed income) is 1 year
Maximum income: Married IDR 8,000,000,- Not married IDR 7,000,000,-
The applicant and his/her partner (husband/wife) do not own a house and have never received government subsidies for home ownership
Submit NPWP and Annual Personal Income Tax Return in accordance with applicable laws
The applicant prepares the application file as well as personal documents and guarantees
Application files and documents will be processed and verified by Bank BTN Syariah
If the application is approved, the applicant prepares pre-realization costs and ensures sufficient funds in BTN Syariah Bank Savings
Implementation of customer financing contracts
Bank BTN Syariah will disburse the applicant's application
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