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About BTN
Investor Relation PPID Career

Tabungan BTN SiMuda RumahKu

Achieve the Future Dreams of You and Your Family

All of your wishes and dreams can be achieved through BTN savings

Tabungan BTN SiMuda RumahKu

Savings solution for students and youth to have a home at an early age

transaksi

Automatic Transaction

Automated monthly deposits from the parent account to SiMuda RumahKu

atm

e'Statement Facility

There is a monthly e'Statement that will be sent

echannel

Insurance Guarantee

Free accident insurance for the first year

open account

Future Safeguarded

Don't worry about future house construction funds

transaksi

Automatic Transaction

Automated monthly deposits from the parent account to SiMuda RumahKu

atm

e'Statement Facility

There is a monthly e'Statement that will be sent

echannel

Insurance Guarantee

Free accident insurance for the first year

open account

Future Safeguarded

Don't worry about future house construction funds

Savings Interest Rate

  • ⓘ The fee that the borrower pays to a lender in a certain period.
  • ⓘ Fees charged by the bank to customers related to the deposit of funds.
  • ⓘ Fees that customers pay for certain services provided by the bank

Interest Rate

Balance Strata Interest Rate
≤ IDR 1.000.000,- to IDR 10.000.000 1,00%
> IDR 10.000.000,- to IDR 25.000.000,- 1,15%
> IDR 25.000.000,- to IDR 50.000.000 1,25%
> IDR 50.000.000,- to IDR 100.000.000 1,35%
> IDR 100.000.000,- to IDR 250.000.000,- 1,50%
> IDR 250.000.000,- 2,00%

Savings Fee

Fee Type Fee
Minimum monthly deposit IDR 100.000,-

Service Fee

Fee Type Fee
Administration fee Free
Account closing fee Free
First-year insurance premium fee Free
Account closing fee before maturity 1% of the final balance, minimum IDR 100,000
Passive account fee N/A
Insurance premium fee:
Benefit A (death only)
Benefit B (death and permanent disability)

IDR 25.000/year
IDR 50.000/year

Term and Condition

  • Account can be valid for Indonesian Citizens (WNI)

  • Customer age at account opening is 18-30 years old

  • Minimum saving period of 1 year and maximum of 15 years

  • It is mandatory to have a master account as a fund source at BTN, namely Tabungan BTN Batara/e’Batarapos/BTN Juara/TabunganKu

  • It is mandatory to attach the required documents

  • Account is declared active after being approved and activated by the Bank following applicable regulations

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How to Register

  • 1

    Prepare Documents and Funds

    Customers can prepare complete documents along with the first deposit of IDR 100,000.

  • 2

    Visit the BTN Branch Office

    Customers can visit the nearest BTN Branch Office in the specified area

  • 3

    Visit the Customer Service

    Customers can apply to open Tabungan BTN SiMuda RumahKu to the customer service

  • 4

    Fill Out the Form

    Customers fill out the form and submit the required documents

  • 5

    Follow the Procedure

    Customers can follow the procedures directed by customer service

  • 6

    Account Activation Successful

    Your Tabungan BTN SiMuda RumahKu is ready to be used for your transactions

Find Answers to Your Questions

What are the requirements needed to open Tabungan BTN SiMuda Rumahku?

The requirements needed to open Tabungan BTN SiMuda Rumahku are:
- Indonesian Citizen
- Individual Customer
- Entry age (at the time of account opening): 18 (eighteen) to 30 (thirty) years old.
- Have an ID card (KTP); and
- Have a master account as a source of funds and a deposit account at maturity.

Does Tabungan BTN SiMuda Rumahku have ATM facility?

No, Tabungan BTN SiMuda Rumahku customers are not provided with ATM card facilities

Can the funds in your Tabungan BTN SiMuda Rumahku be withdrawn at any time?

No, the monthly regular deposit of Tabungan BTN SiMuda Rumahku cannot be withdrawn until the savings period ends.

What types of savings can be used as parent savings?

The types of savings that can be used as parent savings are Tabungan BTN Batara, Tabungan BTN e'BATARAPOS (Reguler), Tabungan BTN Juara, and Tabunganku.

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BTN is licensed and supervised by the Financial Services Authority (OJK) & Bank Indonesia and is a member of the Deposit Insurance Corporation (LPS) guarantee.
The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion.
To find out the Guaranteed Interest Rate, please access here.