KPR BTN Tapera

Realize Your
First Dream Home

The best solution for a special loan is to buy the first house for civil servants who are Tapera participants

KPR BTN Tapera

KPR Tapera is a loan provided for the first house purchase specifically for a civil servant (PNS) as a Tapera Participant

0% Down Payment

Light and competitive down payment of only 0%

Landed House Specialty: 30 Years

Mortgage convenience with a period of up to 30 years

5% Fixed Interest

Enjoy a low fixed interest rate of 5%

Easy Requirements

All you need is your ID card and pay slip

0% Down Payment

Light and competitive down payment of only 0%

Landed House Specialty: 30 Years

Mortgage convenience with a period of up to 30 years

5% Fixed Interest

Enjoy a low fixed interest rate of 5%

Easy Requirements

All you need is your ID card and pay slip

Terms & Conditions

Indonesian citizen at least 20 years old or married
Applicant and spouse do not own a house
Have a Taxpayer Identification Number (NPWP)
Have an individual income tax return (SPT)
Applicant's income max. IDR 8,000,000, special for Papua & West Papua IDR 10,000,000
Registered as a Tapera Participant
Fill out on the Sitara Tapera website
Never received housing subsidies from the government
NIK registered at Dukcapil

How to Register

1

Search for Location

The applicant searches for the location of the house they want or can get information through BTN Properti, information at BTN Branch Offices, property exhibitions, and so on
2

Prepare Documents

Customers can complete and prepare complete and correct documents
3

Fill Out Sitara

The process of filling out data in the Sitara application
4

Application Process

Application files will be processed by BTN, including the Financial Information Service System (SLIK), data verification, and analysis.
5

Credit Activation Successful

If the application is approved, the applicant prepares sufficient funds in the BTN Savings Account, and the application disbursement process can be carried out

Find Answers to Your Questions

Who is eligible for KPR Tapera program?

KPR Tapera applies to Indonesian citizens who are registered as Tapera participants and do not yet own a house or get housing subsidies from the government.

What are the required KPR Tapera documents?

The documents required for KPR Tapera are as follows:
a) ID Card (applicant and spouse for married prospective debtors)
b) Salary Slip for the last 3 months
c) Savings bank statement for the last 3 months
d) Registered with Sitara

What is the maximum tenor length in KPR Tapera program?

The maximum tenor length of KPR Tapera program is 30 years.